$477,000Sold3 bd · 2.5 ba · 2,777 sq ft
Sold·Closed Aug 7, 2026·31 days on market
3165 N Star Court
Middleburg, FL 32068
About this home
Middleburg
Located in the desirable gated community of Villages of Fireside, this beautifully maintained 3-bedroom, 2.5-bath home with a dedicated office offers 2,777 square feet of thoughtfully designed living space and exceptional outdoor living. Situated on a quiet cul-de-sac, this property combines privacy, comfort, and convenience with room to store your boat or RV behind double gates in the fully fenced backyard. Designed for Florida living, the screened fiberglass pool creates a private backyard retreat, while large awnings provide additional shade and comfort for year-round enjoyment. A new storage shed, Rain Bird irrigation system, water softener, termite bond, and expanded driveway parking add to the home's functionality and value. The remodeled kitchen is the heart of the home, featuring 42-inch maple cabinetry, quartz countertops, a food preparation island, coffee bar, cabinet pull-outs
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,652 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Alpine Groves Parkabout 9 mi · 1 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 0.9 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 3 mi · Doctors Lake
Closest grocery store
Winn-Dixieabout 7 mi · 8560 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $477,000 in August 2026(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $378,819 | $168,489 | — |
| 2025 | $378,534 | $163,397 | — |
| 2024 | $374,237 | $158,085 | — |
| 2023 | $368,193 | $152,025 | — |
| 2022 | $318,578 | $146,141 | — |
| 2021 | $263,625 | $138,466 | — |
| 2020 | $239,225 | $135,864 | — |
2025 property taxes (current owner): $3,012/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 901 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Aug 17, 2026Closed$490,000
- Jul 25, 2026Pending$490,000
- Jun 24, 2026Listed$490,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $172/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2960 Tuscarora Trail, Middleburg, FL 32068Listed by WATSON REALTY CORP | Oct 2026 | $333,000 | $165 | 4/2 | 2,016 | 17 | 0.3 |
| 2982 Chief Ridaught Trail, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $328,000 | $166 | 4/2 | 1,975 | 116 | 0.3 |
| 2028 Canyon Rim Place, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNS | Nov 2026 | $393,500 | $198 | 4/2 | 1,988 | 79 | 0.5 |
| 3011 Angora Bay Drive, Middleburg, FL 32068Listed by FLORIDA LUXURY HOMES | Sep 2026 | $346,000 | $173 | 4/2 | 2,004 | 102 | 0.9 |
| 1864 Sue Meadow Lane, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $399,900 | $184 | 4/3 | 2,171 | 126 | 1 |
| 1872 Sue Meadow Lane, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $399,000 | $187 | 3/3 | 2,139 | 47 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Sold by: JASON MITCHELL REAL ESTATE FLORIDA, LLC. (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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