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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

Pending·123 days on market

8 Lyra Lane

Flagler Beach, FL 32136

$545,990$173/sqftEst. $3,000/mo mortgageMLS# 2152049
5
Beds
3.5
Baths
3,161
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $140/moSingle Family Residence2 storiesNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Flagler Beach

The versatile Silver Maple welcomes you with a charming front porch. Inside, a dramatic two-story foyer leads to a spacious study and open-concept living space--including a casual dining area, a large kitchen with a center island, and a great room with access to the patio. Additional main-floor highlights include a secluded owner's suite, featuring a sprawling walk-in closet and an en-suite bath with dual vanities and a separate tub and shower. Upstairs, a loft provides access to a full hall bath and four generous secondary bedrooms--each with a walk-in closet and one with its own private bath. Options may include: Covered patio, Bedroom and bathroom in lieu of the study, Spa walk-in shower, drop-in tub or freestanding tub at owner's bath, Drop zone off the garage, Great room fireplace. Reserve East residents will enjoy planned on-site, amenities, including a clubhouse with large pool, pickle ball courts and dog park.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,000
HOAbilled monthly$140
Estimated total, before insurance$3,140/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$593/yr · $49/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$545,990
$109,198
Loan Term
Monthly Payment
$3,000
Principal & Interest: $3,000
Insurance (est.): $364
Estimated Total Monthly
$3,364
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $593/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
39 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAOct 2026$445,000$1924/3.52,3192400.1
37 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$489,990$1555/3.53,1611240.1
46 Pegasus Road, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$545,990$1934/3.52,822350.1
57 Pegasus Road, Flagler Beach, FL 32126Listed by CENTURY COMMUNITIES OF FLORIDAJun 2026$549,990$1745/3.53,1611550.1
63 Pegasus Road, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAMay 2026$484,990$1963/32,4701060.1
48 Pegasus Road, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAMay 2026$519,990$2113/32,468400.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$545,990
Price / Sq Ft$173
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,161
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryOld Kings
MiddleBuddy Taylor

Community Information

Address8 Lyra Lane, Flagler Beach, FL 32136
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Parcel Number0212315155000000370

Amenities

AmenitiesPool, Dog Park, Pickleball
UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedJune 24, 2026
Days on Market6
HOA Fees$140 / Monthly
HOA FrequencyMonthly
Tax Amount$593
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CENTURY COMMUNITIES OF FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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