This home is in Jacksonville.

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Active

Active·35 days on market

4839 Appleton Avenue

Jacksonville, FL 32210

$250,000$224/sqftEst. $1,275/moMLS# 2151469

Beds

Baths

1,116

Sq Ft

1947

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home to this charming 4-bedroom, 2-bath home just minutes from Avondale, NAS Jacksonville, Downtown, and some of Jacksonville's most popular dining, shopping, and entertainment destinations. Built in 1947, this property blends character and charm with major system updates, including a new AC, complete PVC repipe, updated electrical, new appliances and a newer roof. Enjoy a large fenced backyard with a fire pit, perfect for entertaining and relaxing. With room for a pool, outdoor kitchen, garden, or workshop, the possibilities are endless to bring your vision to life. Ideal for homeowners looking to enjoy the charm of an evolving neighborhood or investors seeking a turnkey, furnished, income-producing property attractive to military relocations, traveling healthcare professionals, and corporate travelers. Offered fully furnished and move-in ready. Seller is motivated and offering seller credits with an acceptable offer. Buyer to verify zoning, use, and measurements.

Cost to own

Mortgage calculator

Home Price

$250,000

Down Payment: 20%

$50,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,275

Principal & Interest: $1,275

Property taxes (est.): $408

Insurance (est.): $167

Estimated Total Monthly

$1,850

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,275

Property taxesest. at asking price, Duval County$408

Estimated total, before insurance$1,683/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,188/yr · $266/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$159,735	$159,735	—
2024	$157,382	$145,599	▲ $4,504
2023	$158,625	$132,363	▲ $13,786
2022	$139,883	$120,330	▲ $11,716
2021	$109,391	$109,391	—
2020	$106,525	$106,525	—

2025 property taxes (current owner): $3,188/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1947)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,301 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History