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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·98 days on market

4839 Appleton Avenue

Jacksonville, FL 32210

$240,000$215/sqftEst. $1,281/moMLS# 2151469
↓ $10,000 below original list
4
Beds
2
Baths
1,116
Sq Ft
1947
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Offered fully furnished and move-in ready. Seller is motivated and offering $20,000 in seller credits with an acceptable offer. Welcome home to this charming 4-bedroom, 2-bath home just minutes from Avondale, NAS Jacksonville, Downtown, and some of Jacksonville's most popular dining, shopping, and entertainment destinations. Built in 1947, this property blends character and charm with major system updates, including a new AC, complete PVC repipe, updated electrical, new appliances and a newer roof. Enjoy a large fenced backyard with a fire pit, perfect for entertaining and relaxing. With room for a pool, outdoor kitchen, garden, or workshop, the possibilities are endless to bring your vision to life. Ideal for homeowners looking to enjoy the charm of an evolving neighborhood or investors seeking a turnkey, furnished, income-producing property attractive to military relocations, traveling healthcare professionals, and corporate travelers. Buyer to verify zoning, use, and measuremen

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,281
Property taxesest. at asking price, Duval County$392
Estimated total, before insurance$1,673/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,188/yr · $266/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$240,000
$48,000
Loan Term
Monthly Payment
$1,281
Principal & Interest: $1,281
Property taxes (est.): $392
Insurance (est.): $160
Estimated Total Monthly
$1,833
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1947)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,301 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$159,735$159,735—
2024$157,382$145,599▲ $4,504
2023$158,625$132,363▲ $13,786
2022$139,883$120,330▲ $11,716
2021$109,391$109,391—
2020$106,525$106,525—

2025 property taxes (current owner): $3,188/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Price change$240,000−$10,000
  • Jun 19, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$240,000
Price / Sq Ft$215
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,116
Acres0.16 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address4839 Appleton Avenue, Jacksonville, FL 32210
Area052-Lakeshore
SubdivisionLakeside Park
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size6,969.6 sq ft
Parcel Number0940020000

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity System Owned, Other

Exterior

Exterior FeaturesFire Pit
Patio / PorchFront Porch, Rear Porch
FencingFenced, Back Yard
RoofShingle
Other StructuresShed(s)
Road FrontageCity Street

Additional Information

Date ListedJune 19, 2026
Days on Market81
Tax Amount$3,187.89
Tax Year2025
Listing TermsCash, Conventional, FHA, Owner May Carry
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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