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This home is in Jacksonville.

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Active

Active·190 days on market

5055 San Juan Avenue

Jacksonville, FL 32210

$245,000$124/sqftEst. $1,263/moMLS# 2127762

Beds

Baths

1,968

Sq Ft

1966

Built

—

Garage

Pool

About this home

Jacksonville

Value Add Income Property with Duplex on San Juan Ave Rare opportunity to acquire a mixed use parcel with two existing structures on San Juan Ave. The rear duplex features two units approximately 480 sq ft each, with estimated rents of $800 per unit for a potential $1,600 per month / $19,200 annually when fully leased. The front structure was impacted by a vehicle and is currently condemned by the City of Jacksonville. Property is being sold as is for land value and redevelopment potential, offering multiple strategies for the next owner. Options may include maintaining and improving the duplex as an income producer, removing the front structure, or pursuing new construction or redevelopment consistent with zoning and city requirements. This is a true investor special ideal for cash buyers or renovation financing. Buyer to verify zoning, permitted uses, condemnation status, and all development requirements with the City of Jacksonville.

Cost to own

Mortgage calculator

Home Price

$245,000

Down Payment: 20%

$49,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,263

Principal & Interest: $1,263

Property taxes (est.): $400

Insurance (est.): $163

Estimated Total Monthly

$1,827

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,263

Property taxesest. at asking price, Duval County$400

Estimated total, before insurance$1,663/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,218/yr · $185/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$109,997	$73,571	—
2024	$111,005	$66,883	▼ $199
2023	$102,925	$56,985	▲ $41,100
2022	$58,719	$51,805	▲ $8,220
2021	$47,096	$47,096	—
2020	$46,352	$46,352	—

2025 property taxes (current owner): $2,218/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History