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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hidden Hills, Jacksonville — a gated community home in Jacksonville.

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Active

Active·92 days on market·Hidden Hills

4340 Springmoor Drive W

Jacksonville, FL 32225

$438,000$227/sqftEst. $2,338/moMLS# 2151146
↓ $32,000 below original list
4
Beds
2
Baths
1,932
Sq Ft
1977
Built
2
Garage
No
Pool

8 more homes for sale in Hidden Hills →Search Hidden Hills on the map

FEMA Zone XHOA $150/mo6,970 sqft lotSingle Family Residence1 story

About this home

Hidden Hills

Welcome HOME! A unique layout with kitchen and breakfast nook tucked away from the formal dining and living area. It is a well-maintained 4-bedroom, 2-bathroom home with combined living and dining areas and seamless access to the rear outdoor patio that's perfect for morning coffee or al fresco dining. The backyard provides an ideal balance of sunshine and mature shade, creating the perfect space for gardening, playground fun and entertaining. Features that stand out in this home: no carpet throughout, custom built closet systems in all bedrooms, and a new entry walkway and deck to enjoy your outdoor space with family and friends. Hidden Hills is an established gated community located in a desirable area of Jacksonville where homeowners encourage community and gathering- neighbors noting they just ''love living here''. This home is located close to public and private amenities like golf, tennis, parks and trails. Close access to the highway, Mayport NAS, beaches and JAX Airport.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,338
Property taxesest. at asking price, Duval County$715
HOAbilled monthly$150
Estimated total, before insurance$3,203/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,849/yr · $321/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$438,000
$87,600
Loan Term
Monthly Payment
$2,338
Principal & Interest: $2,338
Property taxes (est.): $715
Insurance (est.): $292
Estimated Total Monthly
$3,345
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,147 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$318,878$186,136—
2024$314,622$180,183▲ $14,325
2023$296,666$173,479—
2022$285,526$166,970—
2021$210,651$160,651—
2020$204,609$204,609▼ $7,408

2025 property taxes (current owner): $3,849/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 16, 2026Price change$438,000−$32,000
  • Jun 30, 2026Listed$470,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$438,000
Price / Sq Ft$227
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,932
Acres0.16 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4340 Springmoor Drive W, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionHidden Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size6,969.6 sq ft
Parcel Number1606710408
ZoningResidential

Amenities

AmenitiesGated, Playground
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
SecurityClosed Circuit Camera(s), Security Gate, Smoke Detector(s)

Exterior

Patio / PorchDeck
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 30, 2026
Days on Market77
HOA Fees$150 / Monthly
HOA FrequencyMonthly
Tax Amount$3,849.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DORO REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hidden Hills

Hidden Hills is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Hidden Hills homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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