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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a gated community home in St. Johns County.

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Active

Active·45 days on market

138 Lions Gate Drive

St. Augustine, FL 32080

$525,000$273/sqftEst. $2,677/moMLS# 2151012
3
Beds
2
Baths
1,926
Sq Ft
2000
Built
2
Garage
No
Pool

About this home

St. Augustine

Welcome to 138 Lions Gate Drive, where palm trees await you! Located in the private, gated Lions Gate community, just one mile from St. Augustine Beach and only a short bike ride to the St. Augustine Amphitheatre! this beautifully updated 3 bedroom, 2 bath home offers 1,926 square feet of light-filled living space and is just steps from the pool! Designed with an open-concept layout and vaulted ceilings throughout, the home features new Pergo flooring, fresh interior paint, and a beautifully renovated kitchen complete with quartz countertops, designer backsplash, updated appliances, and LED lighting. The spacious primary suite is a true retreat, with his and her walk in closets and a remodeled en-suite bath with new tile, frameless glass shower enclosure, and updated flooring.

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,677
Principal & Interest: $2,677
Property taxes (est.): $699
Insurance (est.): $350
Estimated Total Monthly
$3,725
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,677
Property taxesest. at asking price, St. Johns County$699
HOAbilled monthly$265
Estimated total, before insurance$3,640/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,561/yr · $297/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$394,619$163,876
2024$385,161$158,550
2023$362,822$152,476
2022$327,441$146,579
2021$254,615$140,853
2020$269,375$138,218

2025 property taxes (current owner): $3,561/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 17, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000
Price / Sq Ft$273
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,926
Acres0.14 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesSouth

School Information

Community Information

Address138 Lions Gate Drive, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionLions Gate
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size6,098.4 sq ft
Parcel Number1620210020
ZoningResidential

Amenities

AmenitiesPool, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle

Additional Information

Date ListedJune 17, 2026
Days on Market34
HOA Fees$265 / Monthly
HOA FrequencyMonthly
Tax Amount$3,561.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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