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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$489,0003 bd · 2.5 ba · 1,650 sq ft

Active·115 days on market

105 Sunny Ln Br

Pomona Park, FL 32181

$489,000$296/sqftEst. $2,666/mo mortgageMLS# 2150517
↓ $200,000 below original list
3
Beds
2.5
Baths
1,650
Sq Ft
2007
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.80 acresWaterfrontSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Pomona Park

100 Feet of Frontage on Lake Broward ! A rare chance to own a turnkey waterfront home ON BEAUTIFUL LAKE BROWARD . with 100 feet of frontage. Lake Broward is a 475-acre private, sandy-bottom lake known for fishing, boating, and paddle boarding. The lightly used 2007-built home offers 3 bedrooms and 2 1/2 baths in a split-bedroom plan. The open kitchen, dining, and living area flows to an approximately 40x10 screened porch overlooking the water and a new private dock. The primary suite includes an ensuite bath, walk-in closet, and integrated storage room. A powder room sits off the kitchen at the garage entry, and the garage contains a dedicated workshop/storage area. All stainless kitchen appliances are under four years old. New 26 Gauge metal roof recently installed, and the home has been freshly painted. Furniture available. Suitable as a primary residence, second home, or investment property.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,666
Estimated total, before insurance$2,666/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,129/yr · $761/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$489,000
$97,800
Loan Term
Monthly Payment
$2,666
Principal & Interest: $2,666
Insurance (est.): $326
Estimated Total Monthly
$2,992
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,513 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,129/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 17, 2026Price change$489,000−$50,000
  • Aug 22, 2026Price change$539,000−$56,000
  • Jul 18, 2026Price change$595,000−$94,000
  • Jul 18, 2026Active$689,000
  • Jul 7, 2026Withdrawn$689,000
  • Jun 13, 2026Listed$689,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $296/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
218 Perry Street, Pomona Park, FL 32181Listed by COMPASS FLORIDA LLCJun 2025$194,000$1532/21,272520.3
223 Worcester Road, Pomona Park, FL 32181Listed by CENTURY 21 TRITON REALTYSep 2025$325,000$1853/31,760310.4
116 S Broward Avenue, Pomona Park, FL 32181Listed by FLORIDA HOMES REALTY & MTG LLCJun 2025$227,000$1923/21,1831380.7
139 Lake Street, Pomona Park, FL 32181Listed by IHEART REALTY INCSep 2026$258,000$2073/21,24810.8
105 Lake Como Drive, Pomona Park, FL 32181Listed by COLDWELL BANKER BEN BATES INCMay 2026$320,000$1853/21,728350.8
412 Ridge Street, Pomona Park, FL 32181Listed by SAND DOLLAR REALTY GROUP INCJun 2025$139,000$943/21,482450.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$489,000
Price / Sq Ft$296
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,650
Acres0.80 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address105 Sunny Ln Br, Pomona Park, FL 32181
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionAssessors Map
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size34,848 sq ft
Parcel Number321127017000100410
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate
ParkingGarage, Off Street, RV Access/Parking
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchFront Porch, Porch, Rear Porch, Screened
RoofShingle
ConstructionComposition Siding
Road SurfaceDirt
Road FrontageUnimproved

Additional Information

Date ListedJuly 18, 2026
Days on Market115
Tax Amount$9,129.41
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SELECT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines