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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 15, 2026·140 days on market·Recent sales in Jacksonville

227 W 43rd Street

Jacksonville, FL 32208

$93,000sold priceListed at $115,000 · 80.9% of asking$95/sqftMLS# 2150651
3
Beds
1
Baths
980
Sq Ft
1951
Built
—
Garage
No
Pool
No HOA6,098 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Opportunity awaits with this 3-bedroom, 1-bath concrete block ranch-style home located in Jacksonville's established Brentwood neighborhood. Whether you're a first-time homebuyer, investor, or someone looking for an affordable Florida lifestyle, this property offers tremendous potential and value. Tucked away in the small and well-established Laurel Terrace community, this home enjoys a convenient location just off Highway 17 with easy access to Downtown Jacksonville, Springfield, shopping, dining, schools, and major employment centers. The property is connected to city water and city sewer Major updates include a 2024 HVAC system and a 2017 roof replacement, helping reduce the burden of future capital improvements. The property was recently vacated by the previous tenant and is ready for its next chapter. The photos provided reflect the home's potential once cleaned and freshly painted. Property sold as-is.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$515
Property taxesest. at asking price, Duval County$152
Estimated total, before insurance$667/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,550/yr · $129/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$93,000
$18,600
Loan Term
Monthly Payment
$515
Principal & Interest: $515
Property taxes (est.): $152
Insurance (est.): $62
Estimated Total Monthly
$729
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$65,733$65,733—
2024$62,213$62,213—
2023$60,040$60,040—
2022$55,342$55,342—
2021$46,629$46,629—
2020$45,449$45,449—

2025 property taxes (current owner): $1,550/yr

Estimated taxes if purchased at asking price: ~$1,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 20, 2026Closed$115,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $117/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
649 Long Branch Boulevard, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLCSep 2026$130,000$1113/11,172830.5
7022 Alpine Street, Jacksonville, FL 32208Listed by INI REALTYSep 2026$139,000$1262/11,10540.7
431 W 26th Street, Jacksonville, FL 32206Listed by FREEDOM REALTY GROUP LLCSep 2026$95,000$983/19662480.8
137 W 23rd Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYOct 2026$215,012$1873/21,15200.9
606 E 30th Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$215,012$1873/21,15200.9
567 E 55th Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$243,020$1983/21,23000.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$115,000
Price / Sq Ft$117
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage980
Acres0.14 acres
Year Built1951
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address227 W 43rd Street, Jacksonville, FL 32208
Area071-Brentwood/Evergreen
SubdivisionLaurel Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size6,098.4 sq ft
Parcel Number0274740000

Amenities

UtilitiesElectricity Connected, Sewer Connected
Water SourcePublic
ParkingCarport

Interior

AppliancesElectric Range
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 15, 2026
Days on Market140
Tax Amount$1,550.18
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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