$290,000Sold3 bd · 2 ba · 1,454 sq ft
Sold·Closed Sep 26, 2026·79 days on market
8 Big Pine Drive
Palm Coast, FL 32164
About this home
Palm Coast
The Madison Villa is a beautifully designed single-story home that offers a perfect blend of style and functionality. Featuring 3 spacious bedrooms, this villa ensures comfortable living for families or guests. The primary suite boasts a luxurious walk-in closet, providing ample storage and a touch of elegance. The heart of the home is a spacious kitchen, ideal for both casual meals and entertaining. With a 2-car garage, there's plenty of space for parking and storage, making The Madison Villa a perfect choice for those seeking both comfort and convenience in their home. **Photos are representative of the Madison floor plan.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 19 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 14 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 12 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 12 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:42 AM, sunset 5:34 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,727/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 26, 2026Closed$299,990
- Sep 1, 2026Pending$299,990
- Aug 1, 2026Price change$299,990−$4,000
- Jul 25, 2026Price change$303,990+$18,990
- Jun 14, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 28 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INC | May 2026 | $270,000 | $186 | 3/2 | 1,454 | 2 | 0.1 |
| 22 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INC | Feb 2026 | $298,114 | $158 | 3/3 | 1,885 | 0 | 0.1 |
| 38 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INC | Feb 2026 | $305,506 | $210 | 3/2 | 1,454 | 0 | 0.1 |
| 42 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INC | Feb 2026 | $314,990 | $217 | 3/2 | 1,454 | 0 | 0.1 |
| 26 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INC | May 2026 | $270,000 | $186 | 4/2.5 | 1,454 | 25 | 0.5 |
| 5 September Place A, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | May 2025 | $256,995 | $215 | 3/2 | 1,198 | 33 | 2.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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