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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$290,000Sold3 bd · 2 ba · 1,454 sq ft

Sold·Closed Sep 26, 2026·79 days on market

8 Big Pine Drive

Palm Coast, FL 32164

$290,000sold priceListed at $299,990 · 96.7% of asking$199/sqftMLS# 2150582
3
Beds
2
Baths
1,454
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $33/moTownhouse1 storyNew construction

About this home

Palm Coast

The Madison Villa is a beautifully designed single-story home that offers a perfect blend of style and functionality. Featuring 3 spacious bedrooms, this villa ensures comfortable living for families or guests. The primary suite boasts a luxurious walk-in closet, providing ample storage and a touch of elegance. The heart of the home is a spacious kitchen, ideal for both casual meals and entertaining. With a 2-car garage, there's plenty of space for parking and storage, making The Madison Villa a perfect choice for those seeking both comfort and convenience in their home. **Photos are representative of the Madison floor plan.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,581
HOAbilled annually$33
Estimated total, before insurance$1,614/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,727/yr · $144/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:42 AM, sunset 5:34 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,727/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2026Closed$299,990
  • Sep 1, 2026Pending$299,990
  • Aug 1, 2026Price change$299,990−$4,000
  • Jul 25, 2026Price change$303,990+$18,990
  • Jun 14, 2026Listed$285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
28 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCMay 2026$270,000$1863/21,45420.1
22 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCFeb 2026$298,114$1583/31,88500.1
38 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCFeb 2026$305,506$2103/21,45400.1
42 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCFeb 2026$314,990$2173/21,45400.1
26 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCMay 2026$270,000$1864/2.51,454250.5
5 September Place A, Palm Coast, FL 32164Listed by D R HORTON REALTY INCMay 2025$256,995$2153/21,198332.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,990
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,454
Total Structure Area1,700 sq ft
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNorth

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address8 Big Pine Drive, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Trace
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number2912312965000002430
ZoningResidential

Amenities

AmenitiesDog Park, Gated, Jogging Path, Pickleball
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesSplit Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 15, 2026
Days on Market79
HOA Fees$393 / Annually
HOA FrequencyAnnually
HOA NameSovern and Jacob’s.
Tax Amount$1,727.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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