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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 11, 2026·1 day on market

139 Lake Street

Pomona Park, FL 32181

$258,000sold priceListed at $279,000 · 92.5% of asking$207/sqftMLS# 2154057
3
Beds
2
Baths
1,248
Sq Ft
1997
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.19 acresSingle Family Residence1 story

About this home

Pomona Park

Welcome to peaceful country living in Pomona Park! Nestled on over an acre, this beautifully renovated 3-bedroom, 2-bath home offers the perfect blend of modern updates and quiet surroundings. Nearly everything has been updated, including a brand-new roof, giving you the peace of mind of a move-in ready home. Inside, you'll find a fresh, bright interior with tasteful finishes and a functional layout designed for comfortable everyday living. Outside, there's plenty of room to enjoy the outdoors, garden, entertain, or simply relax and take in the peaceful setting. If you're looking for a fully updated home with space, privacy, and small-town charm, this one is a must-see. **Some Photos are staged with AI**

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,429
Estimated total, before insurance$1,429/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$258,000
$51,600
Loan Term
Monthly Payment
$1,429
Principal & Interest: $1,429
Insurance (est.): $172
Estimated Total Monthly
$1,601
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,586 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 14, 2026Closed$279,000
  • Aug 21, 2026Active Under Contract$279,000
  • Jul 6, 2026Listed$279,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $145/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
117 Carolyn Court, Pomona Park, FL 32181Listed by IHEART REALTY INCAug 2026$76,500$802/2960180.1
117 Railroad Avenue N, Pomona Park, FL 32181Listed by CENTURY 21 TRITON REALTYOct 2026$90,000$823/11,104150.7
315 Keown Avenue, Pomona Park, FL 32181Listed by COLDWELL BANKER BEN BATES INCJul 2026$58,000$632/292400.9
116 Idlewood Acres Road, Pomona Park, FL 32181Listed by IHEART REALTY INCAug 2026$209,000$1512/21,380631.1
172 Porpoise Road, Pomona Park, FL 32181Listed by CENTURY 21 TRITON REALTYNov 2025$306,000$2363/21,29661.5
114 N Janet Drive, Crescent City, FL 32112Listed by ST JOHNS REALTY AND MANAGEMENT LLCAug 2026$234,500$1453/21,62042.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$279,000
Price / Sq Ft$224
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,248
Acres1.19 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address139 Lake Street, Pomona Park, FL 32181
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionMetes & Bounds
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size51,836.4 sq ft
Parcel Number29-11-27-0000-0420-0000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePrivate, Well
ParkingOther

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 6, 2026
Days on Market1
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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