This home is in Jacksonville.

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Active Under Contract

Active Under Contract·45 days on market

1252 Rensselaer Avenue

Jacksonville, FL 32205

$399,000$300/sqftEst. $2,034/moMLS# 2150422

Beds

Baths

1,332

Sq Ft

2026

Built

—

Garage

Pool

About this home

Jacksonville

Experience the perfect blend of timeless charm and modern convenience in this beautifully crafted new construction bungalow, located just moments from the Shops of Avondale. Offering 3 bedrooms, 2 bathrooms, and 1,332 sf, this home is filled with custom touches and quality finishes throughout. Gorgeous hardwood flooring flows throughout the home, creating a warm and inviting atmosphere. The stunning kitchen features quartz countertops, a spacious pantry closet, & elegant cabinetry with 42-inch upper cabinets plus an added 12-inch stacked cabinet above, providing exceptional storage and an upscale feel. The private owner's suite includes a walk-in closet and en suite bath. Enjoy relaxing mornings on the adorable front porch and unwind in the evenings on the equally charming back porch overlooking the fully fenced (8' fence) back yard. Don't miss this exceptional opportunity to own a custom-built bungalow in one of the most sought-after areas of Jax. Buyer to verify s.f.

Cost to own

Mortgage calculator

Home Price

$399,000

Down Payment: 20%

$79,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,034

Principal & Interest: $2,034

Property taxes (est.): $652

Insurance (est.): $266

Estimated Total Monthly

$2,952

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,034

Property taxesest. at asking price, Duval County$652

Estimated total, before insurance$2,686/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,592/yr · $133/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $90,600 in March 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$89,725	$89,725	—
2024	$84,875	$84,875	▲ $7,275
2023	$77,600	$77,600	—
2022	$77,600	$70,296	—
2021	$77,600	$63,906	▲ $14,550
2020	$63,050	$58,097	—

2025 property taxes (current owner): $1,592/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~935 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History