$459,900Pending3 bd · 2 ba · 2,231 sq ft
Pending·151 days on market
25 Currant Avenue
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
PRICED FOR A QUICK SALE!!! Make an OFFER!!! Horse Lovers Delight on 3.46 acres!! This ONE owner custom built home offers a split bedroom layout. Fresh paint, windows galore, oversized living room, an extensive amount of kitchen cabinets, vaulted ceiling & large walk-in closets. Massive 30 x 35 cinder block SHOP or garage with roll up double doors. Huge carport!! Fully fenced and perfect for your Horse, Goats, animals with so much privacy. This vinyl sided home has a covered full length front, side & back porch. Separate laundry/mud room off the kitchen. Primary bathroom has a soaking tub & separate shower. Sellers are downsizing so please look past the boxes as they are packing everything. 20x10 & a 10x8 shed stay. Need at least an hour notice so seller can put ''Foxi'' the horse in his stall and take the dogs for a ride. Original floor plans are in the 3rd bedroom closet to view.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,736 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 10 mi · 24.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 4 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 3 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 10 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $436,919 | $168,778 | — |
| 2024 | $408,033 | $163,314 | — |
| 2023 | $392,985 | $157,101 | — |
| 2022 | $354,370 | $151,069 | — |
| 2021 | $295,617 | $145,213 | — |
| 2020 | $289,739 | $142,518 | — |
2025 property taxes (current owner): $3,094/yr
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 29, 2026Pending$459,900
- Aug 25, 2026Price change$459,900−$20,000
- Aug 8, 2026Price change$479,900−$2,100
- Aug 3, 2026Price change$482,000−$7,900
- Jul 24, 2026Price change$489,900−$15,000
- Jul 22, 2026Price change$504,900−$4,000
- Jul 17, 2026Price change$508,900−$6,000
- Jul 15, 2026Price change$514,900−$15,000
- Jul 13, 2026Price change$529,900−$35,000
- Jul 8, 2026Price change$564,900−$1,100
- Jun 11, 2026Listed$566,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $206/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 19 N Cocoa Avenue, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Aug 2026 | $345,000 | $190 | 3/2 | 1,820 | 66 | 0.2 |
| 347 Horsetail Avenue, Middleburg, FL 32068Listed by REAL BROKER LLC | Jul 2026 | $354,990 | $223 | 3/2 | 1,593 | 18 | 0.3 |
| 132 Mandrake Street, Middleburg, FL 32068Listed by DUVAL REALTY OF JAX | Jul 2026 | $110,000 | $68 | 3/2 | 1,607 | 19 | 0.4 |
| 67 Orchid Avenue, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Oct 2026 | $380,000 | $190 | 3/2 | 2,000 | 57 | 0.7 |
| 212 N Mimosa Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $430,000 | $225 | 3/2 | 1,910 | 2 | 0.8 |
| 4951 Flax Court, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $275,000 | $170 | 3/2 | 1,620 | 54 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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