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Sold

Sold·Closed Jul 28, 2026·18 days on market

493 Clermont Avenue S

Orange Park, FL 32073

$262,000sold priceListed at $267,000 · 98.1% of asking$196/sqftMLS# 2149958
3
Beds
2
Baths
1,338
Sq Ft
1972
Built
1
Garage
No
Pool
No HOA8,276 sqft lotSingle Family Residence1 story

About this home

Orange Park

Welcome home to this beautifully updated block and brick residence offering modern upgrades and timeless charm. Major improvements include a 5-year-old roof, updated plumbing and electrical systems, fresh paint, new flooring, lighting, fixtures, and renovated bathrooms. The gorgeous kitchen features new cabinetry, quartz countertops, and brand-new appliances, with a nice sized laundry and pantry area adds exceptional storage and convenience. Situated on a spacious lot, you'll enjoy a large fenced backyard, storage shed, mature crepe myrtle trees, and a covered patio perfect for relaxing or entertaining. Complete with a one-car garage, extra-wide driveway, and located in a peaceful neighborhood with wonderful neighbors, this move-in ready home is a must-see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,451
Property taxesest. at asking price, Clay County$402
Estimated total, before insurance$1,853/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,039/yr · $87/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$262,000
$52,400
Loan Term
Monthly Payment
$1,451
Principal & Interest: $1,451
Property taxes (est.): $402
Insurance (est.): $175
Estimated Total Monthly
$2,027
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$189,887$34,093—
2024$188,562$32,425—
2023$186,113$30,025—
2022$149,080$27,695—
2021$121,554$25,433—
2020$112,895$25,000—

2025 property taxes (current owner): $1,039/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$267,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
279 Bonnlyn Drive, Orange Park, FL 32073Listed by OPENDOOR BROKERAGE, LLC.Aug 2026$218,000$1633/21,338500.1
552 S Clermont Avenue S, Orange Park, FL 32073Listed by ROUND TABLE REALTYSep 2026$240,000$1783/21,352180.3
685 Bowie Boulevard, Orange Park, FL 32073Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$290,000$1823/21,59630.5
57 Fox Valley Drive, Orange Park, FL 32073Listed by KELLER WILLIAMS FIRST COAST REALTYJul 2026$341,900$2103/21,628100.5
465 Sigsbee Court, Orange Park, FL 32073Listed by KELLER WILLIAMS ST JOHNSSep 2026$249,900$2313/21,082120.6
333 Dillon Court, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$325,000$2063/21,57680.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$267,000
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,338
Acres0.19 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address493 Clermont Avenue S, Orange Park, FL 32073
Area132-Bellair/Grove Park
SubdivisionBellair
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size8,276.4 sq ft
Parcel Number07042601254200000

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Privacy
RoofShingle
ConstructionBrick, Block

Additional Information

Date ListedJune 30, 2026
Days on Market18
Tax Amount$1,039.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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