Active·18 days on market
549 Clermont Avenue S
Orange Park, FL 32073
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
Welcome home to this beautiful 3-bedroom, 2-bathroom block residence, offering timeless charm and comfortable living in a peaceful Jacksonville neighborhood. Major improvements include a roof and AC system approximately 5 years old, providing valuable peace of mind for the next owner. Situated on a spacious corner lot, this home offers a large backyard with mature trees that provide wonderful shade and a screened porch that's perfect for relaxing, enjoying your morning coffee, or entertaining family and friends. Located in a quiet neighborhood with wonderful neighbors, this home offers a welcoming setting with room to enjoy both indoor and outdoor living. Come see all that this charming Jacksonville property has to offer! Enjoy the friendly, established neighborhood atmosphere and the convenience of Orange Park living, with easy access to the greater Jacksonville area.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1970)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,707 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $926/yr
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 23, 2026Listed$239,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 552 S Clermont Avenue S, Orange Park, FL 32073Listed by ROUND TABLE REALTY | Sep 2026 | $240,000 | $178 | 3/2 | 1,352 | 18 | 0.1 |
| 493 Clermont Avenue S, Orange Park, FL 32073Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $262,000 | $196 | 3/2 | 1,338 | 18 | 0.2 |
| 279 Bonnlyn Drive, Orange Park, FL 32073Listed by OPENDOOR BROKERAGE, LLC. | Aug 2026 | $218,000 | $163 | 3/2 | 1,338 | 50 | 0.3 |
| 465 Sigsbee Court, Orange Park, FL 32073Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $249,900 | $231 | 3/2 | 1,082 | 12 | 0.4 |
| 57 Fox Valley Drive, Orange Park, FL 32073Listed by KELLER WILLIAMS FIRST COAST REALTY | Jul 2026 | $341,900 | $210 | 3/2 | 1,628 | 10 | 0.4 |
| 398 Toccoa Road, Orange Park, FL 32073Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $218,000 | $210 | 3/1.5 | 1,040 | 83 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Bellair
Pending586 Madeira DriveOrange Park, FL 32073
3 bd · 2 ba · 1,315 sq ft
$260,000Est. $1,384/moNew Roof to be installed prior to close with FULL Price offer! This beautifully renovated 3-bedroom, 2-bath concrete…
Listing Office: dj & lindsey real estate
For Sale416 Janell DriveOrange Park, FL 32073
3 bd · 2 ba · 1,100 sq ft
$211,000Est. $1,123/moUPDATED HOME WITH NO HOA! This single-story Bellair home offers 3 bedrooms, 2 full bathrooms and approximately 1,100…
Listing Office: lpt realty llc
For Sale495 Alsey DriveOrange Park, FL 32073
3 bd · 2 ba · 1,248 sq ft
$209,900Est. $1,117/moIn an Esblished neighbhorhood with many convenience within blocks from Blanding Blv and Kingsly. Only mins from i295.…
Listing Office: ini realty
Pending315 White StreetDaytona Beach, FL 32114
2 bd · 1 ba · 1,025 sq ft
$185,000Est. $985/moThis is beautiful gem with great potential that's located in the heart of Daytona Beach and is full of potential! Just…
Listing Office: exp realty llc
Keep looking
Similar homes in Orange Park
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines