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Sold·Closed Mar 20, 2026·43 days on market

314 Union Avenue

Interlachen, FL 32148

$214,000sold priceListed at $229,900 · 93.1% of asking$145/sqftMLS# 2123139
3
Beds
2
Baths
1,480
Sq Ft
1993
Built
—
Garage
No
Pool
No HOA0.76 acresManufactured Home1 story

About this home

Interlachen

Welcome to this beautifully updated home that sits on a spacious .76-acre fully fenced, agriculturally zoned lot, offering privacy & room to spread out. Enjoy the oversized Florida room, perfect for relaxing year-round, and step outside to an oversized deck ideal for gatherings or quiet evenings. Inside walk into brand-new laminate flooring throughout and an open, inviting layout designed for everyday living & entertaining. The kitchen features new stainless-steel appliances, quartz countertops, a striking waterfall-edge island, and a tiled backsplash, creating a modern yet timeless space. The primary suite offers a ensuite bathroom with dual sinks for added convenience. Major updates include a new roof and new HVAC, providing peace of mind. The 20x30 concrete pad adds endless possibilities for a workshop, parking, or future expansion. Adding even more value, a paved road is coming soon, enhancing accessibility & long-term appeal.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,185
Estimated total, before insurance$1,185/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,429/yr · $119/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$214,000
$42,800
Loan Term
Monthly Payment
$1,185
Principal & Interest: $1,185
Insurance (est.): $143
Estimated Total Monthly
$1,328
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,429/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 1, 2026Listed$229,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $155/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
121 Lynnwood Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORPMay 2026$170,000$1490/21,144170.6
105 Crestwood Drive, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$232,000$1662/21,4001491.4
115 Crestwood Drive, Interlachen, FL 32148Listed by DUCK REALTY INCJul 2026$230,000$1353/21,7071561.5
412 64th Street, Interlachen, FL 32148Listed by TEAM FLORIDA REALTY SERVICES INCJun 2026$95,000$552/21,720311.7
121 Keuka Road, Interlachen, FL 32148Listed by IHEART REALTY INCJul 2025$154,900$1353/21,1441541.8
141 Paris Street, Interlachen, FL 32148Listed by IHEART REALTY INCJul 2026$205,000$1933/21,0601292

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$229,900
Price / Sq Ft$155
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,480
Acres0.76 acres
Year Built1993
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address314 Union Avenue, Interlachen, FL 32148
Area574-Interlachen-NW
SubdivisionMetes & Bounds
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size33,105.6 sq ft
Parcel Number041024904000800280

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Split Bedrooms
AppliancesDishwasher, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural, Cleared
Patio / PorchDeck, Side Porch
FencingFenced, Wire
RoofMetal
ConstructionFiber Cement, Vinyl Siding
Road SurfaceDirt

Additional Information

Date ListedJanuary 1, 2026
Days on Market43
Tax Amount$1,429.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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