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This home is in Jacksonville.

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Active

Active·60 days on market

3085 Chandlers Crossing Drive

Jacksonville, FL 32226

$324,900$218/sqftEst. $1,675/moMLS# 2149545

Beds

Baths

1,490

Sq Ft

2017

Built

Garage

Pool

About this home

Jacksonville

OPEN HOUSE SUNDAY 8/9 from 10-12pm!! Welcome home to this beautifully maintained, move-in-ready residence tucked away on a quiet cul-de-sac in Jacksonville's rapidly growing Northside. Freshly painted and meticulously cared for, this home offers the perfect blend of modern style, comfort, and everyday functionality. The open-concept floor plan features a desirable split-bedroom layout that provides both privacy and spacious living, while wood-look luxury vinyl plank flooring, elegant countertops, and upgraded 42-inch cabinetry add a stylish touch throughout the main living areas. The well-appointed kitchen overlooks the living and dining spaces, making it ideal for entertaining or staying connected with family and guests. The spacious owner's suite offers a peaceful retreat with a large walk-in closet and a private bath featuring a relaxing garden tub and separate shower. Secondary bedrooms are thoughtfully situated on the opposite side of the home, making them perfect for

Cost to own

Mortgage calculator

Home Price

$324,900

Down Payment: 20%

$64,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,675

Principal & Interest: $1,675

Property taxes (est.): $531

Insurance (est.): $217

Estimated Total Monthly

$2,423

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,675

Property taxesest. at asking price, Duval County$531

HOAbilled quarterly$51

Estimated total, before insurance$2,257/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,998/yr · $333/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$245,228	$194,506	—
2024	$259,951	$209,951	—
2023	$264,534	$208,329	—
2022	$250,805	$200,805	▲ $34,844
2021	$182,062	$90,197	—
2020	$176,735	$88,262	▲ $6,825

2025 property taxes (current owner): $3,998/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 9, 2026Listed$324,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$324,900

Price / Sq Ft$218

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,490

Total Structure Area2,150 sq ft

Acres0.12 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLouis Sheffield

MiddleOceanway

HighFirst Coast

Community Information

Address3085 Chandlers Crossing Drive, Jacksonville, FL 32226

Area092-Oceanway/Pecan Park

SubdivisionChandlers Crossing

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size5,227.2 sq ft

Parcel Number1069280675

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup