This home is in Jacksonville.

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Active

Active·51 days on market

11442 Eagle Vail Court

Jacksonville, FL 32221

$415,000$157/sqftEst. $2,116/moMLS# 2149009

Beds

Baths

2,640

Sq Ft

2022

Built

Garage

Pool

About this home

Jacksonville

**Discover Your Dream Home in a prime location! ** Welcome to a residence that checks all the boxes! This beautiful home offers an unbeatable location, an abundance of space, and a warm, inviting community atmosphere. At just 5 years old, it promises years of worry-free living and modern comfort. As you step inside, you'll appreciate the spacious floorplan that greets you. The entryway flows into a formal living room, leading to a generous living and dining combination--perfect for entertaining. The heart of this home is the expansive kitchen, featuring 42-inch cabinets, and don't miss the large bonus room upstairs, which adds even more versatility to this layout. The primary bedroom impresses with one of the largest closets you can imagine, showcasing elegant decorative touches throughout.

Cost to own

Mortgage calculator

Home Price

$415,000

Down Payment: 20%

$83,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,116

Principal & Interest: $2,116

Property taxes (est.): $678

Insurance (est.): $277

Estimated Total Monthly

$3,070

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,116

Property taxesest. at asking price, Duval County$678

HOAbilled annually$25

Estimated total, before insurance$2,819/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $418,000 in November 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$366,105	$0	—
2024	$349,449	$0	▲ $13,344
2023	$353,726	$0	—
2022	$57,250	$57,250	▲ $2,250

2025 property taxes (current owner): $384/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,657 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 5, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$415,000

Price / Sq Ft$157

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,640

Total Structure Area3,280 sq ft

Acres0.32 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesWest

Community Information

Address11442 Eagle Vail Court, Jacksonville, FL 32221

Area065-Panther Creek/Adams Lake/Duval County-SW

SubdivisionPanther Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32221

Lot Size13,939.2 sq ft

Parcel Number0018604700

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Maintenance Grounds, Management - Off Site, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingOther, Additional Parking, Garage, Garage Door Opener

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate

# of Stories2

LevelsTwo

LaundryUpper Level

SecuritySmoke Detector(s)