Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

Photo 1 / 49
Active

Active·64 days on market

10224 Hamlet Glen Drive

Jacksonville, FL 32221

$495,000$174/sqftEst. $2,553/moMLS# 2148896
4
Beds
2
Baths
2,849
Sq Ft
1997
Built
2
Garage
Yes
Pool

About this home

Jacksonville

Welcome to The Hamlet, one of Jacksonville's most desirable all-brick communities on the Westside! This beautiful home offers nearly 3,000 square feet of living space with 4 bedrooms, 2.5 bathrooms plus an office, and a versatile bonus room that can easily serve as a media room, playroom, gym, or additional living area. Designed for both comfortable everyday living and entertaining, this spacious home features multiple living spaces and a thoughtful floor plan with room for everyone to spread out. Step outside and discover your own private backyard retreat. The sparkling pool is surrounded by elegant pavers and low-maintenance turf, creating a beautiful outdoor space without the hassle of traditional lawn care. Whether you're hosting summer gatherings, enjoying a quiet evening by the pool, or simply relaxing on the weekend, this backyard was designed to be enjoyed.

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,553
Principal & Interest: $2,553
Property taxes (est.): $808
Insurance (est.): $330
Estimated Total Monthly
$3,691
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,553
Property taxesest. at asking price, Duval County$808
HOAbilled annually$41
Estimated total, before insurance$3,402/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,913/yr · $576/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$411,100$358,621
2024$399,033$347,807 $894
2023$415,116$336,221
2022$374,972$324,972
2021$271,261$271,261 $117
2020$254,189$254,189

2025 property taxes (current owner): $6,913/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 15, 2026Price change$495,000$24,900
  • Jun 5, 2026Listed$519,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$495,000
Price / Sq Ft$174
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,849
Acres0.32 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Waterfall
Is WaterfrontNo

Community Information

Address10224 Hamlet Glen Drive, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionThe Hamlet
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size13,939.2 sq ft
Parcel Number0068410410

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Guest

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1

Exterior

Patio / PorchPatio
FencingBack Yard, Full
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 5, 2026
Days on Market40
HOA Fees$490 / Annually
HOA FrequencyAnnually
Tax Amount$6,912.51
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke