This home is in Del Webb Nocatee, Ponte Vedra.

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Active

Active·45 days on market·Del Webb Nocatee

80 Covered Creek Drive

Ponte Vedra, FL 32081

$409,000$303/sqftEst. $2,177/moMLS# 2148330

Beds

Baths

1,348

Sq Ft

2018

Built

Garage

Pool

About this home

Del Webb Nocatee

Welcome to this beautifully maintained Steel Creek floorplan in the highly desirable Del Webb Ponte Vedra, Nocatee's premier 55+ active adult community. This inviting home offers attractive curb appeal with mature landscaping, decorative stone accents on the exterior, & a freshly painted interior that creates a bright, clean, move-in-ready feel. The well-appointed kitchen features updated cabinetry, a large center island ideal for entertaining, & a new microwave. Additional upgrades include a loop for a water softener and convenient garage keypad entry. Inside, tile flooring extends throughout the main living areas, providing both style and easy maintenance. The open-concept layout flows seamlessly to the screened lanai through glass sliders, creating the perfect indoor-outdoor living experience for enjoying Florida's beautiful weather. Residents of Del Webb Ponte Vedra enjoy access to exceptional resort-style amenities, including a clubhouse ,fitness center, pools, pickleball & tennis

Cost to own

Mortgage calculator

Home Price

$409,000

Down Payment: 20%

$81,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,079

Principal & Interest: $2,079

Est. Taxes & Insurance: $520

Estimated Total Monthly

$2,599

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,177

Property taxesest. at asking price, St. Johns County$544

HOAbilled monthly$245

Estimated total, before insurance$2,966/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$376,738	$371,051	—
2024	$392,529	$337,319	—
2023	$393,364	$306,654	—
2022	$337,320	$278,776	—
2021	$253,433	$253,433	—
2020	$238,963	$238,963	—

2025 property taxes (current owner): $7,389/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 7, 2026Price change$409,000−$10,000
Jun 2, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$409,000

Price / Sq Ft$303

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,348

Acres0.11 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address80 Covered Creek Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Ponte Vedra

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size4,791.6 sq ft

Parcel Number0722531860

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)

Spa FeaturesCommunity