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This home is in Del Webb Nocatee, Ponte Vedra.

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Active

Active·89 days on market·Del Webb Nocatee

189 Cypress Bay Drive

Ponte Vedra, FL 32081

$399,000$286/sqftEst. $2,124/moMLS# 2140741
3
Beds
2
Baths
1,395
Sq Ft
2013
Built
2
Garage
No
Pool

About this home

Del Webb Nocatee

Nocatee Home Priced to Sell, don't miss this opportunity! This single family Home is Nestled within one of Florida's top rated 55+ gated communities, this residence offers a seamless combination of comfort, privacy, and a true resort style atmosphere. Ideally situated in the heart of Nocatee, this low maintenance home is perfect for full time living, similar to one's vacation. Inside, you'll find an open layout designed for easy living and entertaining. The spacious primary suite serves as a relaxing escape, featuring an oversized walk in closet and a private bath with dual sinks and a walk in shower. Enjoy access to world class Amenities, including the Anastasia Club, Sandcastle Spa, pickleball and tennis courts, resort style pools, a fully equipped fitness center, and scenic walking and biking trails. Along with convenient golf cart access to shopping, dining, and medical services. This is more than a home...it's a lifestyle where every day feels like a getaway.

Cost to own

Mortgage calculator

$399,000
$79,800
Loan Term
Monthly Payment
$2,028
Principal & Interest: $2,028
Est. Taxes & Insurance: $507
Estimated Total Monthly
$2,535
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,124
Property taxesest. at asking price, St. Johns County$531
HOAbilled monthly$235
Estimated total, before insurance$2,890/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$371,416$320,694
2024$387,310$337,310
2023$390,387$340,387
2022$334,793$334,793
2021$252,272$252,272
2020$237,967$237,967

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,623 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 18, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,000
Price / Sq Ft$286
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,395
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes
Direction FacesNorth

Community Information

Address189 Cypress Bay Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Ponte Vedra
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702470220

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Security, Tennis Court(s)
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
Water SourcePublic
ParkingAttached, Garage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedApril 18, 2026
Days on Market43
HOA Fees$235 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Security, Trash, Other
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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