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This home is in Del Webb Nocatee, Ponte Vedra.

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Active

Active·45 days on market·Del Webb Nocatee

403 Orchard Pass Avenue

Ponte Vedra, FL 32081

$405,000$217/sqftEst. $2,059/moMLS# 2149228
3
Beds
2
Baths
1,868
Sq Ft
2020
Built
1
Garage
No
Pool

About this home

Del Webb Nocatee

Welcome to carefree living in Del Webb Ponte Vedra! Built in 2020 and meticulously maintained, this beautifully appointed 2-bedroom, 2.5-bath home offers the perfect lock-and-leave lifestyle in one of Northeast Florida's premier 55+ communities. A versatile flex room with glass French doors provides the ideal space for a home office, hobby room, or guest retreat. Designed for both comfort and entertaining, the open-concept floor plan features soaring vaulted ceilings, upgraded cabinetry, countertops, and refrigerator, creating a bright and inviting atmosphere. The spacious kitchen also boasts an oversized walk-in pantry, while the laundry room is thoughtfully equipped with cabinetry, a utility sink, and a newer washer and dryer that convey with the home. Step outside to the covered lanai and enjoy peaceful views of the nature preserve, offering exceptional privacy and a serene backdrop for morning coffee or evening relaxation. Residents of Del Webb Ponte Vedra enjoy an abundance of

Cost to own

Mortgage calculator

$405,000
$81,000
Loan Term
Monthly Payment
$2,059
Principal & Interest: $2,059
Property taxes (est.): $539
Insurance (est.): $270
Estimated Total Monthly
$2,867
*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,059
Property taxesest. at asking price, St. Johns County$539
HOAbilled monthly$350
Estimated total, before insurance$2,947/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$0$0
2024$0$0
2023$0$0
2022$0$0
2021$0$0
2020$0$0

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 6, 2026Listed$405,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$405,000
Price / Sq Ft$217
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,868
Year Built2020
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address403 Orchard Pass Avenue, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Ponte Vedra
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702520001

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsTwo
LaundryIn Unit
Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionWooded
Patio / PorchCovered, Screened
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 6, 2026
Days on Market21
HOA Fees$350 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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