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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 31, 2026·26 days on market

138 Ridgefield Court

Orange Park, FL 32065

$404,000sold priceListed at $415,000 · 97.3% of asking$184/sqftMLS# 2147977
4
Beds
2.5
Baths
2,195
Sq Ft
1977
Built
2
Garage
Yes
Pool
No HOA15,246 sqft lotSingle Family Residence1 story

About this home

Orange Park

Welcome to your spacious brick ranch-style POOL home in the heart of Orange Park with NO HOA or CDD fees! Located in the desirable Foxridge community, conveniently located near top-rated schools, shopping, and dining. Situated on a generous 0.34-acre lot, this home offers a long driveway, four bedrooms, two and a half bathrooms, and an abundance of living space designed for comfort and flexibility. Enjoy peace of mind with a brand-new roof, adding both value and long-term durability to this wonderful home. A versatile flex room provides endless possibilities, perfect as a home office, second living area, playroom, or even a potential fifth bedroom. Step outside to your expansive covered lanai, the ideal spot to relax while watching family and friends enjoy the sparkling blue swimming pool, complete with a newer pool liner and pump. The fully fenced backyard offers privacy and plenty of room for entertaining, pets, and outdoor activities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,238
Property taxesest. at asking price, Clay County$619
Estimated total, before insurance$2,857/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,725/yr · $394/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$404,000
$80,800
Loan Term
Monthly Payment
$2,238
Principal & Interest: $2,238
Property taxes (est.): $619
Insurance (est.): $269
Estimated Total Monthly
$3,126
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$286,314$286,314—
2024$283,882$264,465—
2023$279,808$240,423—
2022$248,609$218,567—
2021$199,053$198,698—
2020$180,635$180,635—

2025 property taxes (current owner): $4,725/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2885 Circle Ridge Drive, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$386,000$1634/2.52,36490.2
2441 Longwood Street, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$267,500$1573/21,704630.3
926 Longridge Court, Orange Park, FL 32065Listed by MAGNOLIA REAL ESTATE COMPANYSep 2026$355,000$1854/21,918190.5
808 Maplewood Lane, Orange Park, FL 32065Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$400,000$1964/2.52,046850.5
596 Robert Livingston Street, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$360,000$1954/21,84920.5
2587 Bayou Ridge Court, Orange Park, FL 32065Listed by GAILEY ENTERPRISES LLCSep 2026$425,000$1844/2.52,31060.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$415,000
Price / Sq Ft$189
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,195
Acres0.35 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryRidgeview
MiddleOrange Park

Community Information

Address138 Ridgefield Court, Orange Park, FL 32065
Area134-South Blanding
SubdivisionFoxridge
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size15,246 sq ft
Parcel Number14042502032703600

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Guest

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Porch, Rear Porch, Screened
FencingBack Yard, Full, Wood
RoofShingle
ConstructionBrick, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 1, 2026
Days on Market26
Tax Amount$4,724.94
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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