Sold·Closed Sep 4, 2026·56 days on market
4843 Alligator Boulevard
Middleburg, FL 32068
About this home
Middleburg
So much potential in this great property, hard to find 4.6 acres on paved road and so close to town. Exempt from Impact Fees with well, septic and power. Plenty of room to build your dream home.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,309 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 12 mi · 24.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 5 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 5 mi · Black Creek North Fork
Closest youth league fields
Cecil Aquatic Centerabout 14 mi · Swimming
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $160,000 in March 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $167,447 | $167,447 | — |
| 2024 | $139,738 | $88,105 | — |
| 2023 | $118,333 | $87,797 | — |
| 2022 | $99,651 | $79,816 | — |
| 2021 | $72,560 | $72,560 | — |
| 2020 | $71,056 | $71,056 | — |
2025 property taxes (current owner): $2,912/yr
Estimated taxes if purchased at asking price: ~$2,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 4, 2026Closed$149,990
- Jul 24, 2026Active Under Contract$149,990
- May 29, 2026Listed$149,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2535 Sunflower Avenue, Middleburg, FL 32068Listed by LOWEST FEE REALTY LLC | May 2025 | $65,000 | — | 0/0 | — | 67 | 0.3 |
| 2621 Indigo Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNS | Nov 2025 | $68,000 | — | 0/0 | — | 3 | 0.5 |
| 2552 Indigo Avenue, Middleburg, FL 32068Listed by WALTER WILLIAMS PROPERTIES, INC | Aug 2025 | $85,000 | — | 0/0 | — | 223 | 0.5 |
| 2764 Indigo Circle, Middleburg, FL 32068Listed by PURSUIT REAL ESTATE, LLC | Jun 2026 | $52,000 | — | 0/0 | — | 35 | 0.6 |
| 2748 Indigo Circle, Middleburg, FL 32068Listed by EXIT 1 STOP REALTY | Jul 2025 | $50,500 | — | 0/0 | — | 1682 | 0.7 |
| 3206 County Road 215, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Jul 2026 | $75,000 | — | 0/0 | — | 1 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: HOUWZER, INC.
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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