Sold·Closed Jul 17, 2026·11 days on market
3225 Blair Drive
Palatka, FL 32177
About this home
Palatka
This 3-bedroom, 2-bath brick home with NO HOA checks the boxes buyers are looking for -- featuring a brand new metal roof, brand new carpet, and a new hot water heater, giving peace of mind on big-ticket items from day one. Tucked back on a paved street in the heart of town, this property offers both convenience and privacy with a functional layout designed for flexible living. One of the standout features is the large bonus room/walk-in closet space, perfect for a home office, walk in closet, hobby space, or additional storage. The home also includes a 2-car garage and spacious living areas ready for move-in. Step outside to enjoy the large fully fenced backyard with endless potential for entertaining, pets, gardening, or creating your own outdoor retreat. With solid brick construction, upgrades already completed, and no HOA restrictions, this home offers comfort, flexibility, and value all in one package. *Some photos are staged by AI*
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1966)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,611 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 20, 2026Closed$259,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $145/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 171 Estates Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTY | Jul 2026 | $455,000 | $200 | 4/3 | 2,272 | 29 | 0.2 |
| 155 Carole Road, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Jun 2026 | $340,000 | $176 | 3/2.5 | 1,927 | 17 | 0.2 |
| 247 Estates Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTY | Jun 2026 | $460,000 | $199 | 4/3 | 2,315 | 44 | 0.2 |
| 110 Karen Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Sep 2026 | $249,000 | $165 | 4/2 | 1,512 | 72 | 0.3 |
| 101 Lisa Lane, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INC | Sep 2026 | $365,000 | $167 | 4/2 | 2,182 | 31 | 0.3 |
| 265 Crestview Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTY | Jun 2026 | $442,500 | $195 | 4/3 | 2,272 | 48 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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