Sold·Closed Jul 27, 2026·61 days on market
155 Roddy Road
Palatka, FL 32177
About this home
Palatka
Need room to spread out without leaving town? This 3-bedroom, 1.5 bath home on 4 acres offers the perfect blend of space, functionality, and a peaceful setting--just minutes from everyday conveniences. Inside, you'll find a comfortable layout featuring a cozy living room with fireplace, a functional kitchen with ample cabinetry and prep space, and three well-sized bedrooms designed for both comfort and versatility. An enclosed Florida room provides additional living space, ideal for relaxing or entertaining year-round. Step outside and take in all this property has to offer. Enjoy the private pool along with multiple outbuildings, including one currently set up as a guest space and another used as a man cave, wired with electricity--perfect for entertaining, hobbies, or a private retreat. The property also features two additional carports/RV parking areas and plenty of open land for recreation, storage, or future possibilities. Relax on the screened front porch or unwind in the evening
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal, Other — year not disclosed (home built 1961)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,730 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,076/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 19, 2026Closed$350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $266/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 110 Karen Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Sep 2026 | $249,000 | $165 | 4/2 | 1,512 | 72 | 0.3 |
| 174 Geck Road, Palatka, FL 32177Listed by MOMENTUM REALTY | Aug 2026 | $260,000 | $202 | 3/2 | 1,290 | 0 | 0.4 |
| 341 Alabama Avenue, Palatka, FL 32177Listed by BEACH STATE REALTY | May 2026 | $315,000 | $186 | 4/3 | 1,696 | 129 | 0.4 |
| 190 Mango Drive, Palatka, FL 32177Listed by 21ST CENTURY REALTY SERVICES OF JACKSONVILLE | Jun 2026 | $155,000 | $98 | 3/2 | 1,585 | 22 | 0.7 |
| 2114 Westover Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Mar 2026 | $184,900 | $161 | 3/1 | 1,146 | 27 | 0.7 |
| 1814 Locust Avenue, Palatka, FL 32177Listed by SUPREME PATH BROKERAGE LLC | Aug 2026 | $165,000 | $155 | 3/1 | 1,063 | 85 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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