Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 45
Sold

Sold·Closed Jun 8, 2026·17 days on market

155 Carole Road

Palatka, FL 32177

$340,000sold priceListed at $369,000 · 92.1% of asking$176/sqftMLS# 2143371
3
Beds
2.5
Baths
1,927
Sq Ft
1987
Built
1
Garage
No
Pool
No HOA0.41 acresSingle Family Residence1 story

About this home

Palatka

Solid Brick Beauty with Modern Updates This 3-bedroom, 2.5-bathroom brick home offers a sturdy, traditional exterior paired with a fully remodeled interior. If you are looking for a move-in-ready property that balances contemporary kitchen finishes with a cozy, substantial living space, this home is a must-see. Functional Kitchen & Dining The kitchen has been completely transformed with white shaker soft-close cabinets and durable granite countertops. A large breakfast bar provides extra seating and workspace, while the full suite of stainless steel appliances stays with the home. It's a practical, high-end space designed for those who love to cook and entertain without the clutter. Comfortable Living Areas Living Room: The large living room serves as the grounded center of the home, featuring a classic fireplace. It offers a more intimate, substantial feel--perfect for those who prefer a room that feels cozy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,883
Estimated total, before insurance$1,883/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,937/yr · $328/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$340,000
$68,000
Loan Term
Monthly Payment
$1,883
Principal & Interest: $1,883
Insurance (est.): $227
Estimated Total Monthly
$2,110
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,075 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,937/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
110 Karen Drive, Palatka, FL 32177Listed by IHEART REALTY INCSep 2026$249,000$1654/21,512720.2
101 Lisa Lane, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCSep 2026$365,000$1674/22,182310.2
3222 Blair Drive, Palatka, FL 32177Listed by IHEART REALTY INCSep 2026$298,000$1233/22,41300.2
171 Estates Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTYJul 2026$455,000$2004/32,272290.2
3225 Blair Drive, Palatka, FL 32177Listed by IHEART REALTY INCJul 2026$262,000$1473/21,781110.2
247 Estates Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTYJun 2026$460,000$1994/32,315440.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,000
Price / Sq Ft$191
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,927
Acres0.41 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address155 Carole Road, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size17,859.6 sq ft
Parcel Number141026000002530070
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingFull
RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedMay 4, 2026
Days on Market17
Tax Amount$3,936.87
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TIMBER TO TIDES REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines