Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

Active·54 days on market

3619 Crossview Drive

Jacksonville, FL 32224

$780,000$295/sqftEst. $3,977/moMLS# 2147341

Beds

Baths

2,642

Sq Ft

2015

Built

Garage

Pool

About this home

Jacksonville

Welcome to energy efficient luxury in highly sought after Crosswater at Pablo Bay, just minutes from the Mayo Clinic. This beautifully designed single story home offers an open layout with split bedrooms, spacious living areas and custom built-ins. The heart of the home shines with a kitchen featuring an oversized island, induction cooktop and stainless steel appliances. Retreat to the expansive owner's suite, complete with a spa-style shower and oversized walk-in closet. Enjoy Florida living outdoors with a paver patio, firepit, and covered lanai, plus a playground directly across the street! What truly sets this home apart is the impressive, fully paid, solar system with 2 battery storage units, a $70,000+ investment that dramatically reduces utility costs while offering potential income through excess energy returned to JEA. Combined with EV charging in the 3-car garage and tankless water heater, this home delivers a forward thinking lifestyle built for today and tomorrow.

Cost to own

Mortgage calculator

Home Price

$780,000

Down Payment: 20%

$156,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,977

Principal & Interest: $3,977

Property taxes (est.): $1,274

Insurance (est.): $520

Estimated Total Monthly

$5,771

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,977

Property taxesest. at asking price, Duval County$1,274

HOAbilled annually$71

Estimated total, before insurance$5,321/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,832/yr · $819/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$593,461	$521,683	▼ $59,790
2024	$654,522	$506,274	—
2023	$653,995	$490,072	—
2022	$524,342	$474,342	—
2021	$371,906	$371,906	—
2020	$364,935	$364,935	—

2025 property taxes (current owner): $9,832/yr

Estimated taxes if purchased at asking price: ~$15,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 9, 2026Listed$780,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$780,000

Price / Sq Ft$295

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,642

Acres0.21 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryAlimacani

MiddleKernan

HighAtlantic Coast

Community Information

Address3619 Crossview Drive, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionCrosswater@pablo Bay

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size9,147.6 sq ft

Lot Dimensions78x130

Parcel Number1674513500

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Playground

UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Induction Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)