Sold·Closed Jul 3, 2026·12 days on market
1736 Papaya Drive N
Orange Park, FL 32073
About this home
Orange Park
Beautifully maintained 3-bedroom, 2-bath home on a spacious .25-acre lot in the heart of Orange Park! A brand-new architectural shingle roof will be installed prior to closing, and buyers with a solid pre-qualification letter may have the opportunity to assist in selecting the shingle color. This move-in ready home features a spacious open layout, updated bathrooms, large living areas, and a beautiful brick fireplace that serves as the centerpiece of the home. The kitchen offers abundant cabinet and counter space with stainless steel appliances and flows nicely into the dining and living areas. The oversized primary suite provides plenty of room for large furniture and includes an updated private bath. Enjoy relaxing year-round in the expansive screened rear porch overlooking the fully fenced backyard with mature shade trees. Additional features include a 2-car garage, indoor laundry room, large pantry/storage area, and convenient access to shopping, dining, schools, NAS Jacksonville.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1976)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,719 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $275,674 | $139,709 | — |
| 2024 | $272,555 | $135,065 | — |
| 2023 | $262,257 | $129,675 | — |
| 2022 | $219,966 | $124,442 | — |
| 2021 | $169,362 | $119,362 | — |
| 2020 | $139,470 | $50,830 | — |
2025 property taxes (current owner): $2,650/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $206/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 200 Debarry Avenue, Orange Park, FL 32073Listed by WATSON REALTY CORP | Sep 2026 | $309,000 | $182 | 4/2 | 1,699 | 35 | 0.2 |
| 1745 Laura Ann Lane, Orange Park, FL 32073Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $270,000 | $204 | 3/2 | 1,326 | 62 | 0.2 |
| 1728 Alder Drive, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $338,833 | $186 | 3/2 | 1,825 | 8 | 0.2 |
| 470 Kevin Drive, Orange Park, FL 32073Listed by ROUND TABLE REALTY | Aug 2026 | $365,000 | $202 | 3/2 | 1,805 | 28 | 0.4 |
| 1042 Grove Park Lane, Orange Park, FL 32073Listed by AJ REALTY GROUP FLORIDA INC | Sep 2026 | $399,900 | $225 | 4/2 | 1,780 | 15 | 0.6 |
| 1485 N Dolphin Street, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $260,000 | $134 | 3/2 | 1,947 | 78 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INI REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines