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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 1, 2026·16 days on market·Recent sales in Jacksonville

1576 W 13th Street

Jacksonville, FL 32209

$88,000sold priceListed at $92,000 · 95.7% of asking$102/sqftMLS# 2145865
3
Beds
1
Baths
864
Sq Ft
1959
Built
—
Garage
No
Pool
No HOA4,356 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Charming 3-bedroom, 1-bath home just minutes from downtown Jacksonville! This well-maintained property features concrete block construction, and a 2021 water heater for added peace of mind. Rental-ready with strong income potential or ideal for an owner-occupant. Conveniently located near shopping, dining, entertainment, and major commuter routes. Seller is not offering seller financing. Cash or hard money preferred. No assignable contracts. Don't miss this great opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$487
Property taxesest. at asking price, Duval County$144
Estimated total, before insurance$631/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,250/yr · $104/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$88,000
$17,600
Loan Term
Monthly Payment
$487
Principal & Interest: $487
Property taxes (est.): $144
Insurance (est.): $59
Estimated Total Monthly
$690
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$57,443$46,681—
2024$45,914$42,438—
2023$44,759$38,580—
2022$35,073$35,073—
2021$28,939$24,236—
2020$26,422$22,033—

2025 property taxes (current owner): $1,250/yr

Estimated taxes if purchased at asking price: ~$1,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $112/sq ft; this home is listed at $106/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1757 W 12th Street, Jacksonville, FL 32209Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$120,000$1263/1952120.2
1645 W 22nd Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$115,000$1123/11,025280.5
1519 W 6th Street, Jacksonville, FL 32209Listed by FREEDOM REALTY GROUP LLCAug 2026$94,500$923/11,0252140.5
2033 W 13th Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$190,000$1843/21,031170.6
1845 W 23rd Street, Jacksonville, FL 32209Listed by STA REALTYAug 2026$55,000$493/21,118190.6
1239 McConihe Street, Jacksonville, FL 32209Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$79,817$772/11,030540.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$92,000
Price / Sq Ft$106
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage864
Acres0.10 acres
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address1576 W 13th Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionMimsburg
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size4,356 sq ft
Parcel Number0523220000

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingCarport

Interior

AppliancesElectric Oven, Electric Range
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 18, 2026
Days on Market16
Tax Amount$1,250.44
Tax Year2025
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GREEN PALM REALTY & PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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