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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bannon Lakes, St. Augustine a home near Tocoi Creek High School.

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Pending

Pending·86 days on market·Bannon Lakes

396 Cedar Preserve Lane

St. Augustine, FL 32095

$2,845/moMLS# 2144394

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

VASUNDHARA TAMMA · SIMP REALTY GROUP LLC Vasutamma@gmail.com
4
Beds
3
Baths
2,145
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

Bannon Lakes

GREAT SCHOOLS, GREAT COMMUNITY, TWO-YEAR-OLD HOUSE with screened patio and fenced backyard. Great floor plan in Bannon Lakes 2150 sq. ft., 4 bed rooms, 3 bath, home available now. All amenities are included in the rent (Resort style swimming pool, Tennis Courts, Pickleball Courts, Sport Court, Club House and Fitness Center). Short drive to Mickler's Landing Beach and Ponte Vedra beaches. Short drive to Saint Augustine and NAS Jacksonville. All HOA fees included. Trash and recycling included. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the renter.

Cost to own

Mortgage calculator

$2,845
$569
Loan Term
Monthly Payment
$15
Principal & Interest: $15
Property taxes (est.): $4
Insurance (est.): $2
Estimated Total Monthly
$20
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $475,400 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$442,946$442,946
2024$442,116$442,116
2023$120,000$120,000

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$2,845
Price / Sq Ft$1
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,145
Year Built2023
TypeResidential Lease
Sub-TypeSingle Family Residence
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address396 Cedar Preserve Lane, St. Augustine, FL 32095
Area306-World Golf Village Area-NE
SubdivisionBannon Lakes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0270183510

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Pickleball, Tennis Court(s)
UtilitiesSewer Available, Water Available
ParkingGarage
ViewPond

Interior

AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air

Exterior

Patio / PorchCovered, Screened
FencingFenced
Road SurfaceAsphalt

Additional Information

Date ListedMay 9, 2026
Days on Market7
55+ CommunityNo

The neighborhood

About Bannon Lakes

Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Bannon Lakes homes for sale →

Listing Courtesy of: SIMP REALTY GROUP LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, reach out to the listing agent directly:

VASUNDHARA TAMMA

SIMP REALTY GROUP LLC

Vasutamma@gmail.com

When you’re ready to buy, come back — Krista would love to help you find your home.

20+ years · 500+ closings · NE Florida

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