Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·87 days on market

1025 Powhattan Street

Jacksonville, FL 32209

$119,000$103/sqftEst. $607/moMLS# 2144200

Beds

Baths

1,153

Sq Ft

1952

Built

—

Garage

Pool

About this home

Jacksonville

Discover the perfect blend of charm, space, and convenience in this beautiful brick home! This inviting property features spacious bedrooms and a cozy living area perfect for relaxing or entertaining. Recently updated with renovated flooring, the home offers large open spaces throughout, filled with beautiful natural light. A wonderful opportunity for anyone looking for comfort, style, and functionality all in one place! Step outside to enjoy a great-sized backyard, perfect for entertaining guests or simply relaxing outdoors. Conveniently located just minutes from downtown, with easy access to major highways, making commuting around the city simple and comfortable. Home is Vacant and easy to Schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$119,000

Down Payment: 20%

$23,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$607

Principal & Interest: $607

Property taxes (est.): $194

Insurance (est.): $79

Estimated Total Monthly

$880

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$607

Property taxesest. at asking price, Duval County$194

Estimated total, before insurance$801/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,714/yr · $226/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $130,000 in January 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$131,341	$131,341	—
2024	$125,304	$106,687	▲ $8,504
2023	$121,861	$101,700	▲ $10,028
2022	$61,565	$44,613	—
2021	$40,558	$40,558	▲ $2,029
2020	$37,320	$37,320	—

2025 property taxes (current owner): $2,714/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,476 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History