This home is in Jacksonville.
Active·155 days on market
1025 Powhattan Street
Jacksonville, FL 32209
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Discover the perfect blend of charm, space, and convenience in this beautiful brick home! This inviting property features spacious bedrooms and a cozy living area perfect for relaxing or entertaining. Recently updated with renovated flooring, the home offers large open spaces throughout, filled with beautiful natural light. A wonderful opportunity for anyone looking for comfort, style, and functionality all in one place! Step outside to enjoy a great-sized backyard, perfect for entertaining guests or simply relaxing outdoors. Conveniently located just minutes from downtown, with easy access to major highways, making commuting around the city simple and comfortable. Home is Vacant and easy to Schedule your showing today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,476 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $130,000 in January 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $131,341 | $131,341 | — |
| 2024 | $125,304 | $106,687 | ▲ $8,504 |
| 2023 | $121,861 | $101,700 | ▲ $10,028 |
| 2022 | $61,565 | $44,613 | — |
| 2021 | $40,558 | $40,558 | ▲ $2,029 |
| 2020 | $37,320 | $37,320 | — |
2025 property taxes (current owner): $2,714/yr
Estimated taxes if purchased at asking price: ~$2,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- May 8, 2026Listed$119,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $103/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1870 Hartridge Street, Jacksonville, FL 32209Listed by ROUND TABLE REALTY | Oct 2026 | $98,000 | $94 | 3/2 | 1,048 | 274 | 0.2 |
| 1936 5th Street W, Jacksonville, FL 32209Listed by REAL BROKER LLC | Sep 2026 | $204,990 | $170 | 3/2 | 1,209 | 100 | 0.5 |
| 1980 W 3rd Street, Jacksonville, FL 32209Listed by SOLENE REALTY LLC | Sep 2026 | $106,500 | $81 | 3/1 | 1,312 | 85 | 0.5 |
| 1938 W 4th Street, Jacksonville, FL 32209Listed by HASSLE-FREE REALTY LLC | Sep 2026 | $182,000 | $156 | 3/2 | 1,164 | 58 | 0.5 |
| 1046 Line Street, Jacksonville, FL 32209Listed by INI REALTY | Sep 2026 | $224,900 | $166 | 4/2 | 1,352 | 9 | 0.7 |
| 1728 Myrtle Avenue N, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATE | Sep 2026 | $147,500 | $102 | 3/1 | 1,446 | 85 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: VIRTUALTY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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