This home is in Jacksonville.

1 / 36

Active

1514 Lachlan Circle, Jacksonville, FL 32218

$354,000

MLS# 2144072

Bedrooms

Bathrooms

2,006

Sq Ft

2024

Year Built

About This Home — 1514 Lachlan Circle

Welcome to Seaton Creek Preserve, conveniently located on the Northside of Jacksonville, minutes from JIA, Jacksonville Zoo, and the shops/restaurants of River City Marketplace. This small community features resort style amenities, including a pool, fitness facility, and clubhouse (without having the wait of building!) This move in ready home, is a low maintenance dream, with neutral colors and tile floors throughout the living, dining, and kitchen areas. The timeless kitchen features stainless steel appliances, quartz countertops, and white shaker cabinets. There's a large walk-in pantry, and the space opens up to the living and dining room. Need more room for entertainment? Open the triple sliding door and head out onto the screened in porch, creating a seamless indoor/outdoor Florida living vibe. The first two bedrooms share a hallway and bathroom. The third is more private, with its own bathroom attached, perfect for multi-generational living and/or guests.

Features

Price$354,000

Price / Sq Ft$176

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,006

Acres0.16 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address1514 Lachlan Circle, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionSeaton Creek Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size6,969.6 sq ft

Parcel Number0196001185

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Tennis Court(s)

UtilitiesElectricity Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesHis and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

Spa FeaturesCommunity

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchPatio, Screened

RoofShingle

Additional Information

Date ListedMay 7, 2026

Days on Market60

HOA Fees$64 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesInternet

Tax Amount$8,299.8

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$354,000

Down Payment: 20%

$70,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,884

Principal & Interest: $1,884

Est. Taxes & Insurance: $471

Estimated Total Monthly

$2,355

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,884

Property taxesest. at asking price, Duval County$578

HOAbilled monthly$64

Estimated total, before insurance$2,526/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

Year	Market value	Taxable value	Change
2025	$302,510	$251,788	—

2025 property taxes (current owner): $8,300/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.