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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Aug 3, 2026·53 days on market·Recent sales in Jacksonville

3029 Harden Drive

Jacksonville, FL 32218

$427,990sold priceListed at $427,990 · 100% of asking$154/sqftMLS# 2144059
4
Beds
3
Baths
2,787
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $63/moSingle Family Residence1 storyNew construction

About this home

Jacksonville

Brand new, energy-efficient home available! A home with dedicated office space and a flex room means there's plenty of room for the whole family. Enjoy catching up with friends and family over dinner on the covered lanai or in the open kitchen. Primary suite has a huge walk-in closet. Azalea Creek offers a variety of single-story open-concept floorplans with beautiful interior finishes. Each plan offers luxurious designer finishes and 3-car garages. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,371
Property taxesest. at asking price, Duval County$699
HOAbilled annually$63
Estimated total, before insurance$3,132/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$427,990
$85,598
Loan Term
Monthly Payment
$2,371
Principal & Interest: $2,371
Property taxes (est.): $699
Insurance (est.): $285
Estimated Total Monthly
$3,355
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 4, 2026Closed$427,990
  • Jul 16, 2026Pending$427,990
  • May 7, 2026Listed$427,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3035 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$419,990$1694/32,486950
3011 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$394,990$1814/2.52,1811320
3047 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$390,000$1794/2.52,181510
3041 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$435,990$1564/32,787480
3018 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$427,990$1724/32,486250
12710 Fabius Way, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYOct 2026$429,990$1544/32,787880.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$427,990
Price / Sq Ft$154
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,787
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address3029 Harden Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionAzalea Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Parcel Number019542 0825

Amenities

AmenitiesNone
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1

Exterior

RoofShingle
ConstructionComposition Siding, Fiber Cement

Additional Information

Date ListedMay 7, 2026
Days on Market53
HOA Fees$756 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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