This home is in Edison, Jacksonville.

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Active

Active·70 days on market·Edison

10223 Silverbrook Trail

Jacksonville, FL 32256

$975,000$298/sqftEst. $5,189/moMLS# 2143522

Beds

Baths

3,269

Sq Ft

2023

Built

Garage

Pool

About this home

Edison

Nestled in a desirable Jacksonville location, 10223 Silverbrook Trail offers a perfect blend of comfort, style, and convenience. This beautifully maintained home welcomes you with an open, light-filled layout designed for both everyday living and effortless entertaining. The spacious living areas flow seamlessly into a well-appointed kitchen, creating a warm and inviting heart of the home. Generously sized bedrooms and thoughtfully designed bathrooms provide comfort and privacy for all. Step outside to enjoy a serene outdoor setting, ideal for relaxing or gathering with friends and family. Conveniently located near top shopping, dining, and major roadways, this home presents an exceptional opportunity to enjoy the best of Jacksonville living.

Cost to own

Mortgage calculator

Home Price

$975,000

Down Payment: 20%

$195,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,925

Principal & Interest: $4,925

Est. Taxes & Insurance: $1,231

Estimated Total Monthly

$6,156

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,189

Property taxesest. at asking price, Duval County$1,592

HOAbilled quarterly$119

Estimated total, before insurance$6,900/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $745,600 in January 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$864,483	$759,346	▲ $173,985
2024	$690,315	$690,315	—
2023	$140,000	$106,480	▲ $15,000
2022	$125,000	$96,800	—
2021	$115,000	$88,000	—
2020	$80,000	$80,000	—

Estimated taxes if purchased at asking price: ~$19,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History