Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 27
Sold

Sold·Closed Jun 3, 2026·44 days on market

247 Estates Drive

Palatka, FL 32177

$460,000sold priceListed at $473,500 · 97.1% of asking$199/sqftMLS# 2135809
4
Beds
3
Baths
2,315
Sq Ft
2026
Built
3
Garage
No
Pool
HOA $75/mo1.21 acresSingle Family Residence1 storyNew construction

About this home

Palatka

Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1.21 acre corner lot. Designed for both comfort and functionality, this home features a 3-car garage with front and rear entry, offering over 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan that flows seamlessly from room to room. The home offers 4 bedrooms, 3 bathrooms, and a dining area and modern finishes throughout. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Enjoy a split floorplan, with modern finishes. Home features a primary suite and additional room with an en-suite bath. Don't miss the opportunity to make this property truly your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,548
HOAbilled monthly$75
Estimated total, before insurance$2,623/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,548
Principal & Interest: $2,548
Insurance (est.): $307
Estimated Total Monthly
$2,855
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $482/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
171 Estates Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTYJul 2026$455,000$2004/32,272290
137 Crestview Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTYNov 2025$525,300$1894/4.52,784290.1
101 Lisa Lane, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCSep 2026$365,000$1674/22,182310.2
3222 Blair Drive, Palatka, FL 32177Listed by IHEART REALTY INCSep 2026$298,000$1233/22,41300.2
3225 Blair Drive, Palatka, FL 32177Listed by IHEART REALTY INCJul 2026$262,000$1473/21,781110.2
155 Carole Road, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLCJun 2026$340,000$1763/2.51,927170.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$473,500
Price / Sq Ft$205
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,315
Acres1.21 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address247 Estates Drive, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionBlair Estates
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size52,707.6 sq ft
Parcel Number141026059100000180

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesGuest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Patio / PorchFront Porch, Rear Porch

Additional Information

Date ListedMarch 20, 2026
Days on Market44
HOA Fees$75 / Monthly
HOA FrequencyMonthly
Tax Amount$481.53
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines