Sold·Closed Aug 26, 2026·31 days on market
240 Swan Lake Drive
Melrose, FL 32666
About this home
Melrose
Lakefront paradise with 7.81acre private retreat nestled on Half Moon Lake! This 2012 modular home offers the perfect blend of comfort, space, and versatility. Step inside to an open-concept living and kitchen area where large windows frame stunning lake views. The spacious primary suite features an en-suite bath and dual walk in closets. Just steps from the screened-in back porch, enjoy a resort-style pool and hot tub overlooking the lake. The poolside cabana includes a kitchen and bathroom, ideal for use as a guest suite, in-law quarters, studio, or rental opportunity. For those needing workspace or storage, the property features a massive 1,900+ sq ft metal shop with a separate workshop area plus room for storing boats, RVs, and recreational toys. A dedicated RV hookup with power, water, and sewer adds even more flexibility for guests or extended stays. Set on nearly 8 acres, this property offers privacy, functionality, and endless potential all with beautiful lakefront views!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,559 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,175/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 27, 2026Closed$432,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $229/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 251 Swan Lake Drive, Melrose, FL 32666Listed by RIVER CITY RENTALS AND REALTY | Sep 2026 | $367,000 | $184 | 3/2 | 2,000 | 26 | 0.2 |
| 204 1st Street, Melrose, FL 32666Listed by YOUR HOME SOLD GUARANTEED JESSE WARMKA TEAM | Apr 2025 | $315,000 | $152 | 5/3 | 2,076 | 160 | 0.3 |
| 6204 Blue Marlin Drive, Keystone Heights, FL 32656Listed by TPR REAL ESTATE GROUP INC | Sep 2026 | $420,000 | $232 | 4/2 | 1,810 | 66 | 1.1 |
| 6235 Blue Marlin Drive, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTY | Jun 2026 | $367,000 | $184 | 3/2 | 2,000 | 109 | 1.2 |
| 6192 County Rd 219, Melrose, FL 32666Listed by COLDWELL BANKER BEN BATES INC | Dec 2025 | $615,000 | $254 | 4/3 | 2,418 | 259 | 1.2 |
| 141 Tucker Lake Road, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTY | Jul 2026 | $325,000 | $202 | 3/2 | 1,612 | 132 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER BEN BATES INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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