Sold·Closed Sep 25, 2026·108 days on market
3717 Athenian Way
Middleburg, FL 32068
About this home
Middleburg
Welcome to the Bermuda Model! This stunning 2-story townhome boasts 3 spacious bedrooms and 2.5 bathrooms. The open-concept main floor features a modern kitchen with stainless steel appliances, Quartz countertops, and an island, seamlessly flowing into the dining and living areas--ideal for entertaining. Upstairs, the primary offers a walk-in closet and an en-suite bath with dual vanities. Two additional bedrooms and a full bath provide ample space for family or guests. Enjoy outdoor Florida living on the covered patio where you have a pond or woodland view. Conveniently located near St. Vincent's Hospital, shopping, dining, and top-rated schools, this townhome is a perfect blend of style, comfort, and convenience. Don't miss out--schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 8 mi · 4.6 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 4 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 5 mi · Doctors Lake
Closest youth league fields
Argyle Forest Parkabout 6 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $3,120,000 in May 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $60,000 | $11,000 | — |
| 2024 | $10,000 | $10,000 | — |
2025 property taxes (current owner): $508/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 25, 2026Closed$272,990
- Aug 17, 2026Pending$272,990
- Jul 24, 2026Price change$272,990−$12,082
- May 1, 2026Listed$285,072
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $172/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3723 Athenian Way, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INC | Oct 2026 | $241,990 | $169 | 3/2.5 | 1,433 | 46 | 0 |
| 3733 Athenian Way, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $272,990 | $172 | 3/2.5 | 1,588 | 70 | 0 |
| 3744 Athenian Way, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $243,990 | $170 | 3/2.5 | 1,433 | 219 | 0 |
| 3748 Athenian Way, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INC | Jul 2026 | $242,990 | $170 | 3/2.5 | 1,433 | 25 | 0 |
| 3758 Athenian Way, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $243,990 | $170 | 3/2.5 | 1,433 | 38 | 0.1 |
| 3772 Athenian Way, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $240,990 | $168 | 3/2.5 | 1,433 | 47 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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