Sold·Closed Jun 15, 2026·36 days on market
2175 Ginhouse Drive
Middleburg, FL 32068
About this home
Middleburg
This 2,381 sq. ft SFH boasts 3 BR/ 2.5 BA, roof replaced in 2024 and located on large .55-acre corner lot property, with the neighboring lot included. In addition to the 2,381 square feet of interior living space, the fully enclosed lanai and 572 sq ft rec room increase the homes total usable footprint to an impressive 3,728 sq t. Tile floors throughout the entryway & living room leading to the large kitchen with double-sided fireplace. The front windows are appointed with 2-inch faux window blinds The master suite serves as a true retreat, offering a spacious bedroom layout, and a large walk-in closet designed for both comfort and functionality. The secondary bedrooms are connected by a convenient Jack-and-Jill bathroom. 2 car garage has upgraded Chamberlain .5 horsepower garage door opener with Wi-Fi Compatibility Outside there are 2 sheds in addition to exterior cubby hole storage spaces Note: residence has working cameras in-use outside of home
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $379,141 | $198,973 | — |
| 2024 | $374,409 | $192,658 | — |
| 2023 | $357,325 | $185,591 | — |
| 2022 | $289,495 | $178,730 | — |
| 2021 | $237,376 | $172,068 | — |
| 2020 | $219,002 | $169,002 | — |
2025 property taxes (current owner): $3,554/yr
Estimated taxes if purchased at asking price: ~$9,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $204/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4395 Cotton Gin Court, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $419,633 | $233 | 3/2 | 1,801 | 51 | 0.2 |
| 229 Dolphin Circle, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $283,250 | $153 | 4/2 | 1,848 | 12 | 0.4 |
| 128 Sesame Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $310,000 | $181 | 3/2 | 1,716 | 36 | 0.5 |
| 215 Foxtail Avenue, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $515,000 | $212 | 3/2 | 2,428 | 2 | 0.6 |
| 32 Bitterroot Avenue, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Sep 2026 | $465,000 | $205 | 4/3 | 2,264 | 7 | 0.9 |
| 40 Bitterroot Avenue, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Sep 2026 | $490,000 | $212 | 4/3 | 2,315 | 1 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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