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Active Under Contract

Active Under Contract·82 days on market

9916 S Glen Avenue

Glen St. Mary, FL 32040

$189,900$173/sqftEst. $1,011/moMLS# 2141920

Beds

Baths

1,099

Sq Ft

1970

Built

—

Garage

Pool

About this home

Glen St. Mary

Welcome to your charming slice of small-town Florida living in the heart of Glen St. Mary! This beautifully updated 2-bedroom, 1-bath bungalow blends classic Southern character with thoughtful modern touches, creating a warm and inviting place to call home. Step inside to discover a light-filled interior featuring freshly painted kitchen cabinets, a stylish new backsplash, and an easy, functional layout perfect for everyday living. The kitchen flows seamlessly into the main living spaces, making it ideal for both relaxing and entertaining. A standout feature of the home is the rustic barn door that opens to a dedicated laundry room--adding both charm and convenience. The bathroom has been tastefully updated with stylish finishes that bring a fresh, modern feel while maintaining the home's cozy appeal. Enjoy quiet mornings or evening breezes on the screened front porch, a perfect spot for rocking chairs and sweet tea. Out back, you'll find a large, fully fenced backyard offering plenty

Cost to own

Mortgage calculator

Home Price

$189,900

Down Payment: 20%

$37,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$959

Principal & Interest: $959

Est. Taxes & Insurance: $240

Estimated Total Monthly

$1,199

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,011

Estimated total, before insurance$1,011/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,598 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History