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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 29, 2026·29 days on market

3208 Sarahs Court

Green Cove Springs, FL 32043

$289,900sold priceListed at $284,900 · 101.8% of asking$182/sqftMLS# 2141332
3
Beds
2
Baths
1,594
Sq Ft
1995
Built
2
Garage
No
Pool
No HOA9,148 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

**BRICK HOME**NO HOA**UPDATED** This ALL BRICK home is immaculately maintained and situated in an AMAZING LOCATION on a family-friendly cul-de-sac. Enjoy the freedom of NO HOA or CDD with plenty of space for a boat or RV--bring your toys! The OPEN FLOOR PLAN boasts LVP flooring throughout, including NEW FLOORING in 2 bedrooms and both bathrooms. Stylish details abound, from vaulted ceilings and custom accent walls. The kitchen features tons of cabinetry, a breakfast bar, and a built-in office area, complemented by a formal dining room and breakfast nook. Retreat to the spacious master bedroom featuring a tray ceiling, or head outside to the HUGE FENCED BACKYARD with a NEW PRIVACY FENCE (2024) and a large patio. With NEWER HVAC and nearby A-rated schools, this home offers total peace of mind. You are minutes from Ronnie Van Zant Memorial Park, Whitey's Fish Camp, and local favorites like Willow Coffee Co. This well-established neighborhood truly has it all!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, Clay County$444
Estimated total, before insurance$2,050/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,366/yr · $197/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$289,900
$57,980
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $444
Insurance (est.): $193
Estimated Total Monthly
$2,243
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,689 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$286,043$121,080—
2024$282,265$116,961—
2023$273,135$112,099—
2022$230,249$107,378—
2021$169,045$102,795—
2020$163,877$100,686—

2025 property taxes (current owner): $2,366/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3237 Bream Way, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$310,000$1823/21,705440.1
1226 Dumpling Court, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYAug 2026$370,000$1874/31,979450.3
2731 Fabius Court, Green Cove Springs, FL 32043Listed by ANCHOR REALTY FLORIDAOct 2026$296,900$2213/21,34450.4
2244 Gardenmoss Drive, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATESep 2026$307,500$1713/21,797350.5
2630 Fern Leaf Drive, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYAug 2026$295,000$1823/21,6251340.6
3275 Sexton Drive, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS JACKSONVILLESep 2026$282,500$1933/21,465560.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$284,900
Price / Sq Ft$179
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,594
Acres0.21 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address3208 Sarahs Court, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionRussell Oaks
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size9,147.6 sq ft
Parcel Number21052501009400474

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Rear
Patio / PorchPatio
FencingFenced, Back Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedMay 6, 2026
Days on Market29
Tax Amount$2,366.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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