This home is in Del Webb Nocatee, Ponte Vedra.

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Active

Active·153 days on market·Del Webb Nocatee

347 Orchard Pass Avenue

Ponte Vedra, FL 32081

$396,500$212/sqftEst. $2,110/moMLS# 2129978

Beds

Baths

1,873

Sq Ft

2021

Built

Garage

Pool

About this home

Del Webb Nocatee

Some people visit Florida. The smart ones own a piece of it. Here's what most buyers miss: Del Webb Ponte Vedra is a qualifying 55+ community where only one resident must be 55 or older -- per community guidelines, everyone else can be as young as 19. Welcome to 347 Orchard Pass, a rare top-floor residence in a gated community, backing to a private preserve. Better still, it's the only Del Webb in Nocatee that's minutes from the beach. No neighbors above, a premium preserve lot, and 1,873 square feet beneath soaring vaulted ceilings the lower units don't have. Built in 2021 and barely lived in-- the owners travel often. Quartz countertops and full-overlay cabinetry run throughout. The chef's kitchen is built for gathering: ceiling-height cabinets, a generous island overlooking the preserve, an oversized walk-in pantry, and a premium stainless package -- including a refrigerator with a craft-ice maker and a large-capacity washer and dryer on pedestals. The layout

Cost to own

Mortgage calculator

Home Price

$396,500

Down Payment: 20%

$79,300

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,015

Principal & Interest: $2,015

Est. Taxes & Insurance: $504

Estimated Total Monthly

$2,519

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,110

Property taxesest. at asking price, St. Johns County$528

HOAbilled monthly$350

Estimated total, before insurance$2,988/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$359,910	$233,111	—
2024	$359,910	$225,834	—
2023	$359,910	$217,800	—
2022	$260,000	$210,000	—

2025 property taxes (current owner): $5,219/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Price change$396,500−$7,450
Feb 13, 2026Listed$403,950

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$396,500

Price / Sq Ft$212

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,873

Year Built2021

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Direction FacesNorthwest

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address347 Orchard Pass Avenue, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Ponte Vedra

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number0702521504

ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Off Site, Pickleball, Playground, Sauna, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne and One Half