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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·108 days on market

14030 Mandarin Oaks Lane

Jacksonville, FL 32223

$2,789,000$481/sqftEst. $14,220/moMLS# 2140508
4
Beds
5
Baths
5,800
Sq Ft
1981
Built
7
Garage
Yes
Pool

About this home

Jacksonville

This is a rare opportunity to own a truly distinguished waterfront property where elegance, privacy, and lifestyle converge. A masterfully reimagined riverfront estate showcasing an extraordinary level of luxury and design, this newly remodeled residence defines elevated waterfront living. Perfectly positioned to capture breathtaking river views from nearly every room, the home offers a seamless blend of sophistication and serenity. A private dock with two boat lifts invites effortless access to the water, catering to the most discerning boating enthusiast. The estate features a private elevator and an exceptional climate-controlled seven-car garage--ideal for the avid collector. A long, gated drive leads to this secluded sanctuary, ensuring the utmost privacy and exclusivity. Expansive indoor and outdoor living spaces, highlighted by a resort-style pool, create an unparalleled setting for lavish entertaining or relaxed everyday living.

Cost to own

Mortgage calculator

$2,789,000
$557,800
Loan Term
Monthly Payment
$14,220
Principal & Interest: $14,220
Property taxes (est.): $4,554
Insurance (est.): $1,859
Estimated Total Monthly
$20,634
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$14,220
Property taxesest. at asking price, Duval County$4,554
Estimated total, before insurance$18,774/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $2,404,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,681,925$1,681,925
2024$1,780,963$1,780,963 $2,570

Estimated taxes if purchased at asking price: ~$54,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,395 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 17, 2026Listed$2,789,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,789,000
Price / Sq Ft$481
Bedrooms4
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage5,800
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages7
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

School Information

MiddleSelect One

Community Information

Address14030 Mandarin Oaks Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionCreighton Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Parcel Number1060590140

Amenities

UtilitiesElectricity Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingAttached, Circular Driveway, Garage, Gated
ViewRiver, Water

Interior

Interior FeaturesElevator, Kitchen Island, Smart Thermostat, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Refrigerator, Water Softener Owned, Wine Cooler
HeatingCentral, Heat Pump, Zoned
CoolingCentral Air, Zoned
FlooringCarpet, Marble, Terrazzo, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More
SecuritySecurity Gate
Spa FeaturesIn Ground, Private

Exterior

Exterior FeaturesBoat Lift, Dock, Fire Pit
Lot DescriptionIrregular Lot, Many Trees, Wooded
FencingFenced
RoofShingle
ConstructionConcrete, Frame

Additional Information

Date ListedApril 17, 2026
Days on Market87
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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