This home is in Queens Harbour, Jacksonville.

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Active

Active·132 days on market·Queens Harbour

781 Queens Harbor Boulevard

Jacksonville, FL 32225

$2,680,000$553/sqftEst. $14,264/moMLS# 2133220

Beds

Baths

4,843

Sq Ft

2004

Built

Garage

Yes

Pool

About this home

Queens Harbour

Extraordinary renovated waterfront home with private boat dock and Intracoastal Waterway access in the gated Queen's Harbour Yacht & Country Club. Inspired by modern Miami coastal architecture, this exceptional residence blends clean design, expansive open spaces, and seamless indoor-outdoor living. Spanning two light-filled levels, the open-concept floor plan is framed by walls of glass capturing tranquil lagoon and waterfront views while providing direct access to the outdoor living areas, including a resort-style infinity pool, spa, expansive pool deck, and summer kitchen. Boaters will appreciate direct access to the Intracoastal Waterway and the Atlantic Ocean through Queen's Harbour's private lock system with no fixed bridges, along with a private boat dock ideal for enjoying the coastal lifestyle. Inside, the home features a state-of-the-art smart-home system and a private wellness retreat with fitness area, sauna, and cold plunge. Additional upgrades include a whole-home

Cost to own

Mortgage calculator

Home Price

$2,680,000

Down Payment: 20%

$536,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$13,537

Principal & Interest: $13,537

Est. Taxes & Insurance: $3,384

Estimated Total Monthly

$16,922

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$14,264

Property taxesest. at asking price, Duval County$4,376

HOAbilled quarterly$373

Estimated total, before insurance$19,013/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,517,651	$1,447,463	▲ $128,141
2024	$1,395,188	$1,315,876	▲ $32,047
2023	$1,196,251	$1,196,251	—
2022	$1,163,774	$1,108,004	—
2021	$1,007,277	$1,007,277	▲ $33,660
2020	$917,008	$917,008	—

2025 property taxes (current owner): $26,539/yr

Estimated taxes if purchased at asking price: ~$52,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 5, 2026Listed$2,680,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,680,000

Price / Sq Ft$553

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,843

Total Structure Area6,473 sq ft

Acres0.37 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Heated, Other

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryNeptune Beach

MiddleLandmark

HighSandalwood

Community Information

Address781 Queens Harbor Boulevard, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionQueens Harbour Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size16,117.2 sq ft

Lot Dimensions16100 SF

Parcel Number1671272216

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Slip, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Marina, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingCircular Driveway, Electric Vehicle Charging Station(s)

ViewPool, Water

Waterfront TypeIntracoastal, Lagoon, Navigable Water, Ocean Access, River Access

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Double Oven, Dryer, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric, Zoned

CoolingCentral Air, Electric, Zoned

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesElectric, Wood Burning

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Sink

Spa FeaturesIn Ground, Heated