Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Queens Harbour, Jacksonville — a home near Sandalwood High School.

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Active Under Contract

Active Under Contract·177 days on market·Queens Harbour

781 Queens Harbor Boulevard

Jacksonville, FL 32225

$2,599,999$537/sqftEst. $13,367/moMLS# 2133220

Beds

Baths

4,843

Sq Ft

2004

Built

Garage

Yes

Pool

About this home

Queens Harbour

Extraordinary, renovated waterfront home with private boat dock and Intracoastal Waterway access. Inspired by modern Miami coastal architecture, this exceptional residence was created by Residential Designer architect, Kevin Gray, Inc and built by Brad Negaard, GBN Construction, blends clean design, expansive open spaces, and seamless indoor-outdoor living. Spanning two light-filled levels, the open-concept floor plan is framed by walls of glass capturing tranquil lagoon and waterfront views.The outdoor living area blend seamlessly with the John Clarkson built resort-style infinity pool, spa, and expansive pool deck, and summer kitchen. Boaters will appreciate direct access to the Intracoastal Waterway and the Atlantic Ocean through Queen's Harbour's private lock system with no fixed bridges, along with a private boat dock ideal for enjoying the coastal lifestyle. Inside, the home features a state-of-the-art smart-home system and a private wellness retreat with fitness area, sauna, and

Cost to own

Mortgage calculator

Home Price

$2,599,999

Down Payment: 20%

$520,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$13,367

Principal & Interest: $13,367

Property taxes (est.): $4,245

Insurance (est.): $1,733

Estimated Total Monthly

$19,345

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$13,367

Property taxesest. at asking price, Duval County$4,245

HOAbilled quarterly$373

Estimated total, before insurance$17,985/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$26,539/yr · $2,212/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,517,651	$1,447,463	▲ $128,141
2024	$1,395,188	$1,315,876	▲ $32,047
2023	$1,196,251	$1,196,251	—
2022	$1,163,774	$1,108,004	—
2021	$1,007,277	$1,007,277	▲ $33,660
2020	$917,008	$917,008	—

2025 property taxes (current owner): $26,539/yr

Estimated taxes if purchased at asking price: ~$50,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 24, 2026Active Under Contract$2,599,999
Jul 31, 2026Price change$2,599,999−$80,001
Mar 5, 2026Listed$2,680,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,599,999

Price / Sq Ft$537

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,843

Total Structure Area6,473 sq ft

Acres0.37 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Heated, Other

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryNeptune Beach

MiddleLandmark

HighSandalwood

Community Information

Address781 Queens Harbor Boulevard, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionQueens Harbour Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size16,117.2 sq ft

Lot Dimensions16100 SF

Parcel Number1671272216

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Slip, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Marina, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingCircular Driveway, Electric Vehicle Charging Station(s)

ViewPool, Water

Waterfront TypeIntracoastal, Lagoon, Navigable Water, Ocean Access, River Access

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Double Oven, Dryer, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric, Zoned

CoolingCentral Air, Electric, Zoned

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesElectric, Wood Burning

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Sink

Spa FeaturesIn Ground, Heated