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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·162 days on market

8180 Sarcee Trail

Jacksonville, FL 32244

$426,000$200/sqftEst. $2,274/moMLS# 2140439
↓ $22,000 below original list
4
Beds
2.5
Baths
2,126
Sq Ft
1988
Built
4
Garage
No
Pool
FEMA Zone XNo HOA0.67 acresSingle Family Residence1 story

About this home

Jacksonville

MAKE OFFER! 4-CAR DETACHED GARAGE W/ REMODELED AND VERY SPACIOUS 4 bedrooms 2.5 bathrooms brick home on .67 acre fully fenced lot with electric gate! Located in the established neighborhood of Indian Trail on a cul-de-sac, this home has new luxury vinyl tile, all new kitchen with white soft close cabinetry including a super susan, quarts countertops, new appliances with a gas stove and great looking hood. The kitchen even has a ironing board mounted in the kitchen. The family room has a wood working fireplace and features a vaulted ceiling with 2 ceiling fans and a plug for a TV about the fireplace. One bedroom has the flexibility to be an office or workout space. Bedroom 2 and 3 have a dual entry bathroom. The detached garage is a 4-car tandem garage with a finished room with lots of potential for special projects. The washer and dryer space is inside and the dryer hook up can be for electric or gas. Outdoor lighting illuminates the home at night for extended outdoor time.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,274
Property taxesest. at asking price, Duval County$696
Estimated total, before insurance$2,970/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,174/yr · $515/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$426,000
$85,200
Loan Term
Monthly Payment
$2,274
Principal & Interest: $2,274
Property taxes (est.): $696
Insurance (est.): $284
Estimated Total Monthly
$3,254
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:18 AM, sunset 7:19 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$338,709$316,889—
2024$323,772$288,081▲ $4,986
2023$320,199$261,892▲ $20,841
2022$287,788$238,084▲ $20,320
2021$225,452$216,440—
2020$196,764$196,764—

2025 property taxes (current owner): $6,174/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Price change$426,000−$13,000
  • Aug 27, 2026Active$439,000
  • Aug 20, 2026Active Under Contract$439,000
  • Aug 8, 2026Price change$439,000−$5,000
  • Jul 8, 2026Price change$444,000−$4,000
  • Apr 16, 2026Listed$448,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$426,000
Price / Sq Ft$200
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,126
Total Structure Area3,866 sq ft
Acres0.67 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages4
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryChimney Lakes
MiddleChaffee Trail
HighWestside High School

Community Information

Address8180 Sarcee Trail, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionIndian Trails
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size29,185.2 sq ft
Lot Dimensions100 x 135
Parcel Number0164451090
ZoningSingle Family

Amenities

Community FeaturesCurbs
UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Connected, Propane
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Detached, Garage, Gated

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
# of Fireplaces2
Fireplace FeaturesOutside, Wood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecuritySecurity Gate

Exterior

Lot DescriptionCleared, Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Wrap Around
FencingOther, Back Yard, Wrought Iron
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 16, 2026
Days on Market159
Tax Amount$6,174.4
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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