Sold·Closed Sep 30, 2026·137 days on market
719 Olive Street
Palatka, FL 32177
About this home
Palatka
Discover Your Dream Home in The Collection at Palatka Community! The Abernathy Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. The serene primary suite offers a private bath with dual vanities and a walk-in closet. The home boasts two additional bedrooms. A 2-car garage adds convenience, while energy-efficient Low-E insulated dual-pane windows and a 1-year limited home warranty provide added peace of mind. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0040061 - Palatka WWTF · Public water (record)
County records show this parcel on central sewer served by FL0040061 - Palatka WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,110 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $555/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 1, 2026Closed$246,990
- Sep 1, 2026Price change$246,990+$20,102
- Aug 18, 2026Price change$226,888−$3,000
- Aug 11, 2026Price change$229,888−$17,102
- Apr 16, 2026Listed$246,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $191/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 708 Madison Street, Palatka, FL 32177Listed by BEACH STATE REALTY | Aug 2026 | $190,000 | $190 | 3/2 | 1,002 | 24 | 0 |
| 711 Madison Street, Palatka, FL 32177Listed by WJH BROKERAGE FL LLC | Jul 2026 | $219,888 | $190 | 3/2 | 1,155 | 85 | 0.1 |
| 412 Madison Street, Palatka, FL 32177Listed by BEACH STATE REALTY | Mar 2026 | $158,000 | $123 | 3/2 | 1,288 | 146 | 0.2 |
| 306 S 14th Street, Palatka, FL 32177Listed by IHEART REALTY INC | Jul 2026 | $285,000 | $183 | 3/2 | 1,557 | 12 | 0.6 |
| 1317 Carr Street, Palatka, FL 32177Listed by DUCK REALTY INC | Jul 2026 | $55,000 | $53 | 3/1 | 1,045 | 17 | 0.6 |
| 1319 Carr Street, Palatka, FL 32177Listed by DUCK REALTY INC | Jun 2026 | $80,000 | $71 | 4/2 | 1,121 | 3 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WJH BROKERAGE FL LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Palatka
For Sale2706 Cecille AvenuePalatka, FL 32177
3 bd · 2 ba · 1,290 sq ft
$246,990Est. $1,315/moDiscover Your Dream Home in The Collection at Palatka Community! The Abernathy Plan offers a seamless open-concept…
Listing Office: wjh brokerage fl llc
For Sale401 Husson AvenuePalatka, FL 32177
4 bd · 2 ba · 1,521 sq ft
$239,000Est. $1,272/moWelcome to this solid, spacious concrete block home offering 4 bedrooms and 2 bathrooms in a convenient in-town…
Listing Office: the fields group realty
For Sale3325 S Palm AvenuePalatka, FL 32177
3 bd · 2 ba · 1,138 sq ft
$235,000Est. $1,251/moWelcome to this inviting, nearly new home on Palm Avenue! Built just one year ago, this home feels open and spacious…
Listing Office: real broker llc
For Sale2704 Cecille AvenuePalatka, FL 32177
3 bd · 2 ba · 1,114 sq ft
$219,990Est. $1,171/moWelcome home to this NEW Single-Story Home in The Collection at Palatka Community! The desirable Lanier Plan boasts an…
Listing Office: wjh brokerage fl llc
Keep looking
Similar homes in Palatka
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines