Sold·Closed Jul 10, 2026·85 days on market
711 Madison Street
Palatka, FL 32177
About this home
Palatka
Discover Your Dream Home in the The Collection at Palatka Community! Discover the exceptional Briscoe Plan, a stylish one-story ranch designed for modern living. This beautifully crafted home features an open-concept kitchen that will inspire your inner chef. It has sleek shaker cabinets, quartz countertops and stainless steel appliances, including a smooth-top range, dishwasher, and over-the-range microwave. The main floor hosts three spacious bedrooms and a convenient laundry room, all designed for ease and comfort. The primary suite stands out with its private bath and a generous walk-in closet, offering luxury. Enjoy year-round comfort with energy-efficient Low-E insulated dual-pane vinyl windows, and benefit from a one-car garage and a one-year limited home warranty. Seize the opportunity to own this stunning home!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,668 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $574/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 14, 2026Closed$219,888
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $190/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 708 Madison Street, Palatka, FL 32177Listed by BEACH STATE REALTY | Aug 2026 | $190,000 | $190 | 3/2 | 1,002 | 24 | 0 |
| 719 Olive Street, Palatka, FL 32177Listed by WJH BROKERAGE FL LLC | Sep 2026 | $246,990 | $191 | 3/2 | 1,290 | 137 | 0.1 |
| 412 Madison Street, Palatka, FL 32177Listed by BEACH STATE REALTY | Mar 2026 | $158,000 | $123 | 3/2 | 1,288 | 146 | 0.2 |
| 1317 Carr Street, Palatka, FL 32177Listed by DUCK REALTY INC | Jul 2026 | $55,000 | $53 | 3/1 | 1,045 | 17 | 0.6 |
| 1319 Carr Street, Palatka, FL 32177Listed by DUCK REALTY INC | Jun 2026 | $80,000 | $71 | 4/2 | 1,121 | 3 | 0.6 |
| 1510 Laurel Street, Palatka, FL 32177Listed by EAGLES WORLD REALTY, INC | Feb 2026 | $165,000 | $153 | 3/1 | 1,080 | 68 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WJH BROKERAGE FL LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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