This home is in Jacksonville.
Pending·178 days on market
12302 Gillespie Avenue
Jacksonville, FL 32218
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to your Northside retreat! This charming property, situated in the heart of the Oceanway community, offers the perfect blend of suburban tranquility and city convenience. Boasting a spacious lot in the established Azalea Hills neighborhood, this home is ideal for those seeking room to grow without sacrificing accessibility.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,610 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $318,100 in May 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $264,991 | $264,991 | — |
| 2024 | $265,401 | $265,401 | ▼ $8,662 |
| 2023 | $249,666 | $249,666 | — |
| 2022 | $47,000 | $44,000 | — |
| 2021 | $40,000 | $40,000 | — |
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 589 Wild Rose Lane, Jacksonville, FL 32218Listed by WATSON REALTY CORP | Aug 2026 | $301,310 | $177 | 4/2 | 1,707 | 166 | 0.2 |
| 577 Wild Rose Lane, Jacksonville, FL 32218Listed by HOVER GIRL PROPERTIES | Jul 2026 | $330,000 | $195 | 3/2 | 1,696 | 10 | 0.2 |
| 248 Holly Court, Jacksonville, FL 32218Listed by RPB REALTY,INC | Aug 2026 | $269,000 | $185 | 3/2 | 1,451 | 41 | 0.4 |
| 246 Holly Court, Jacksonville, FL 32218Listed by RPB REALTY,INC | Jul 2026 | $269,900 | $186 | 3/2 | 1,451 | 29 | 0.4 |
| 710 Renfro Road, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Sep 2026 | $315,000 | $216 | 3/2 | 1,456 | 3 | 0.6 |
| 229 Orangedale Avenue, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLC | Jul 2026 | $225,000 | $180 | 3/2 | 1,247 | 41 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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