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Sold

Sold·Closed Jul 23, 2026·47 days on market

5479 Harden Avenue

Orange Park, FL 32065

$255,000sold priceListed at $262,000 · 97.3% of asking$120/sqftMLS# 2139740
3
Beds
2
Baths
2,124
Sq Ft
1974
Built
1
Garage
No
Pool
No HOA10,890 sqft lotSingle Family Residence1 story

About this home

Orange Park

Highest & Best, expires 05/22/2026 2pm est. great opportunity to own a Orange Park home with great character and a metal roof! This 3 bed/2 bath home offers over 2,000 sq. ft., living room, separate dining room, family room, a kitchen w/breakfast bar, and a recreational room with a wet bar! Additional features include an indoor laundry room, spacious fenced backyard w/shed, extended driveway, large covered rear patio, and more. Located close to a large local park, YMCA, and quick access to many conveniences via College Dr. or Blanding Blvd., this property is looking for the right owner to make it their own. This property is priced to sell. Schedule your showing today. ~ This property may qualify for Seller Financing (Vendee).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Property taxesest. at asking price, Clay County$391
Estimated total, before insurance$1,803/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,864/yr · $405/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,412
Principal & Interest: $1,412
Property taxes (est.): $391
Insurance (est.): $170
Estimated Total Monthly
$1,973
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$295,427$295,427—
2024$293,033$293,033—
2023$281,858$82,124—
2022$240,441$78,276—
2021$195,934$74,540—
2020$181,986$72,821—

2025 property taxes (current owner): $4,864/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$262,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $123/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4199 Pine Road Road, Orange Park, FL 32065Listed by AVALON GROUP USA LLCSep 2026$520,000$1954/3.52,6621790.8
2705 Navajo Road, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$360,000$1585/32,282510.9
1435 Pawnee Street, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$315,000$1943/21,62460.9
2441 Longwood Street, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$267,500$1573/21,704631
808 Maplewood Lane, Orange Park, FL 32065Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$400,000$1964/2.52,046851
2885 Circle Ridge Drive, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$386,000$1634/2.52,36491.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$262,000
Price / Sq Ft$123
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,124
Acres0.25 acres
Year Built1974
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address5479 Harden Avenue, Orange Park, FL 32065
Area136-Lakeside Estates
SubdivisionLakeside Estates
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size10,890 sq ft
Parcel Number39042501372600000
ZoningResidential

Amenities

Community FeaturesStreet Lights
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesElectric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringStone, Tile
# of Stories1
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Porch, Rear Porch
FencingFenced, Back Yard, Wood
RoofMetal
ConstructionOther, Brick
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 13, 2026
Days on Market47
Tax Amount$4,863.94
Tax Year2025
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TOP SOURCE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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