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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·118 days on market

4325 Appleton Avenue

Jacksonville, FL 32210

$601,000$239/sqftEst. $3,099/moMLS# 2139657
4
Beds
3
Baths
2,518
Sq Ft
2020
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to this beautiful four-bedroom, three-and-a-half-bath home located in the highly desirable Lake Shore Park neighborhood of Jacksonville, Florida. Designed for both comfortable living and effortless entertaining, this spacious residence offers a thoughtfully designed open-concept floor plan with elegant finishes and modern conveniences throughout. ✨ Interior Features Step inside to discover a bright and inviting living room anchored by a cozy fireplace, creating the perfect gathering space. The gourmet kitchen is a chef's dream, featuring: Granite countertops Natural stone backsplash Large center island with sink and dishwasher Stainless steel appliances, including a wall-mounted microwave and oven Side-by-side refrigerator Butler's pantry with additional storage The first floor also includes a private home office, ideal for remote work, and a convenient half bath for guests. An attached two-car garage (approximately 500 sq. ft.) with durable epoxy flooring provides ample

Cost to own

Mortgage calculator

$601,000
$120,200
Loan Term
Monthly Payment
$3,099
Principal & Interest: $3,099
Property taxes (est.): $981
Insurance (est.): $401
Estimated Total Monthly
$4,481
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,099
Property taxesest. at asking price, Duval County$981
Estimated total, before insurance$4,081/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,092/yr · $591/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$537,233$368,880
2024$520,243$357,777 $56,934
2023$481,841$345,900
2022$461,941$334,369 $30,286
2021$413,095$323,174 $30,201
2020$74,880$62,317 $17,280

2025 property taxes (current owner): $7,092/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 31, 2026Price change$601,000$1,000
  • Jul 21, 2026Price change$602,000$500
  • Jul 13, 2026Price change$602,500$1,500
  • Apr 12, 2026Listed$604,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$601,000
Price / Sq Ft$239
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,518
Total Structure Area3,408 sq ft
Acres0.16 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4325 Appleton Avenue, Jacksonville, FL 32210
Area032-Avondale
SubdivisionLakeside Park
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size6,969.6 sq ft
Lot Dimensions60 x 120
Parcel Number0939350000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Porch, Rear Porch, Side Porch
FencingBack Yard

Additional Information

Date ListedApril 12, 2026
Days on Market110
Tax Amount$7,091.53
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Option, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TRADITIONS REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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