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Pending

Pending·104 days on market

4400 South County Rd 229

Glen St. Mary, FL 32040

$585,000$370/sqftEst. $2,983/moMLS# 2139522
3
Beds
2
Baths
1,579
Sq Ft
1988
Built
2
Garage
No
Pool

About this home

Glen St. Mary

Offering FLEX CASH for closing cost or buy down rates. Enjoy peaceful country living with convenient access to Jacksonville and Lake City on this 8.68 acre property. The 3-bedroom, 2-bath home sits on approximately 3 cleared acres, with an additional 5 wooded acres featuring trails for walking or riding. A spacious metal barn includes electricity, water access, and a second floor, offering flexible use for storage, hobbies, or workspace. Outdoor features include a stock tank pool with deck, perfect for relaxing or entertaining. Modern upgrades include a gated entry, exterior cameras, and smart controls accessible from your phone. Outdoor WiFi extends to the barn with installed speakers throughout the property. Additional improvements include RV hookup with electric, water, and a second septic tank, providing excellent flexibility for guests or future use. Property is owned by a Realtor.

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$2,983
Principal & Interest: $2,983
Insurance (est.): $390
Estimated Total Monthly
$3,373
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,983
Estimated total, before insurance$2,983/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$585,000
Price / Sq Ft$370
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,579
Total Structure Area1,814 sq ft
Acres8.68 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address4400 South County Rd 229, Glen St. Mary, FL 32040
Area503-Baker County-South
SubdivisionMetes & Bounds
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size378,100.8 sq ft
Parcel Number363S20000000000170
ZoningAgricultural

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Garage, Garage Door Opener, Gated, RV Access/Parking, Other
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityClosed Circuit Camera(s), Entry Phone/Intercom, Security Fence, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionDrainage Canal, Wooded
Patio / PorchRear Porch, Screened
FencingBrick, Chain Link, Full, Wood, Other
RoofShingle
ConstructionBrick
Other StructuresBarn(s)
Road SurfaceConcrete, Gravel
Road FrontageCounty Road

Additional Information

Date ListedApril 11, 2026
Days on Market79
Listing TermsAssumable, Cash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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